IFSC Code of Federal Bank, Thiruvananthapuram Pattoor Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, THIRUVANANTHAPURAM PATTOOR branch in THIRUVANANTHAPURAM. The 11-digit IFSC FDRL0002161 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the THIRUVANANTHAPURAM PATTOOR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – THIRUVANANTHAPURAM PATTOOR is FDRL0002161. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002161 map to this branch in THIRUVANANTHAPURAM, KERALA.

Branch details at a glance

About the bank

Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thiruvananthapuram Pattoor branch in Thiruvananthapuram, Kerala is part of this network and uses the IFSC code FDRL0002161 for all electronic settlement.

About this branch

The branch is located at SAMRUDHI ANUPAM,GROUND FLOOR, PATTOOR,VANCHIYOOR P O. It serves the Thiruvananthapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002161 is used to identify this branch on the RBI payments network.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THIRUVANANTHAPURAM PATTOOR of Federal Bank — its own 11-character IFSC. The code FDRL0002161 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002161 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC FDRL0002161

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002161 across all three.

How to use IFSC FDRL0002161 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's THIRUVANANTHAPURAM PATTOOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FDRL0002161.
4. Confirm the bank name auto-populates as Federal Bank and the branch as THIRUVANANTHAPURAM PATTOOR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THIRUVANANTHAPURAM PATTOOR

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THIRUVANANTHAPURAM PATTOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002161 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank THIRUVANANTHAPURAM PATTOOR (IFSC FDRL0002161)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002161 in your mobile or internet banking app, and the money is credited to the THIRUVANANTHAPURAM PATTOOR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002161 for Federal Bank – THIRUVANANTHAPURAM PATTOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Thiruvananthapuram Pattoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's THIRUVANANTHAPURAM PATTOOR branch, the IFSC FDRL0002161 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Thiruvananthapuram Pattoor branch is mapped to IFSC FDRL0002161 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002161.

Banking services available

The Thiruvananthapuram Pattoor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 471-2472647.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002161

MICR & cheque-truncation details

Cheques drawn on the Thiruvananthapuram Pattoor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002161 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC FDRL0002161

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the THIRUVANANTHAPURAM PATTOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002161 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – THIRUVANANTHAPURAM PATTOOR:

• The IFSC is exactly FDRL0002161 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and THIRUVANANTHAPURAM PATTOOR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Thiruvananthapuram Pattoor branch

The branch is located at SAMRUDHI ANUPAM,GROUND FLOOR, PATTOOR,VANCHIYOOR P O, which puts it inside Thiruvananthapuram, the broader Thiruvananthapuram district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Thiruvananthapuram Pattoor branch” — the verified location pin for IFSC FDRL0002161 should appear at the top of the results.
2. Confirm the branch is open by calling 471-2472647 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002161 and your account number.

Verifying IFSC FDRL0002161 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002161 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 471-2472647.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Thiruvananthapuram Pattoor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002161 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002161 belongs to Federal Bank's THIRUVANANTHAPURAM PATTOOR branch, located at SAMRUDHI ANUPAM,GROUND FLOOR, PATTOOR,VANCHIYOOR P O in THIRUVANANTHAPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.