Use this page as a one-stop reference for everything related to Federal Bank's ALAMCODE branch in THIRUVANANTHAPURAM, KERALA. The branch's IFSC code FDRL0002038 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – ALAMCODE is FDRL0002038. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002038 map to this branch in THIRUVANANTHAPURAM, KERALA.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Alamcode branch in Thiruvananthapuram, Kerala is part of this network and uses the IFSC code FDRL0002038 for all electronic settlement.
Alamcode branch overview
Located at GROUND FLOOR, AKM BUILDINGS, OPP ALAMCODE JUMA MASJID,ALAMCODE PO,ATTINGAL, the Alamcode branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002038 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Alamcode |
| IFSC Code | FDRL0002038 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, AKM BUILDINGS, OPP ALAMCODE JUMA MASJID,ALAMCODE PO,ATTINGAL |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| STD Code | 470 |
| Phone | 2625900 |
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALAMCODE of Federal Bank — its own 11-character IFSC. The code FDRL0002038 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002038 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002038 and the account number together uniquely identify the Alamcode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC FDRL0002038
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002038 across all three.
How to use IFSC FDRL0002038 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's ALAMCODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002038.
- Confirm the bank name auto-populates as Federal Bank and the branch as ALAMCODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ALAMCODE
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's ALAMCODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002038 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank ALAMCODE (IFSC FDRL0002038)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002038 in your mobile or internet banking app, and the money is credited to the ALAMCODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002038 for Federal Bank – ALAMCODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002038 | Yes – FDRL0002038 | Yes – FDRL0002038 |
For most retail customers crediting the Alamcode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002038
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – ALAMCODE is still mapped to IFSC FDRL0002038. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002038 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Alamcode branch is mapped to IFSC FDRL0002038 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002038.
Products and services
Customers walking into the Alamcode branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002038
Digital banking channels
Most day-to-day work that customers used to do at the Alamcode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002038 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Alamcode branch sits at GROUND FLOOR, AKM BUILDINGS, OPP ALAMCODE JUMA MASJID,ALAMCODE PO,ATTINGAL. If you are travelling from outside Thiruvananthapuram, search for the branch on a maps application using the bank name and locality, or call 470-2625900 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002038 and your account number.
Common mistakes to avoid when using IFSC FDRL0002038
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – ALAMCODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002038. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Alamcode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002038 continue to work without interruption.
Verifying IFSC FDRL0002038 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002038 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 470-2625900.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankAlamcode Branch
GROUND FLOOR, AKM BUILDINGS, OPP ALAMCODE JUMA MASJID,ALAMCODE PO,ATTINGAL
Thiruvananthapuram, Kerala
Phone: 470-2625900
IFSC: FDRL0002038
Frequently asked questions
Can I use IFSC FDRL0002038 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002038 to send funds instantly.
Where is Federal Bank Alamcode branch located?
Federal Bank's Alamcode branch is located at GROUND FLOOR, AKM BUILDINGS, OPP ALAMCODE JUMA MASJID,ALAMCODE PO,ATTINGAL, Thiruvananthapuram, Kerala.
What is the IFSC code of Federal Bank Alamcode branch?
The IFSC code of Federal Bank, Alamcode branch is FDRL0002038. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC FDRL0002038 the same for all accounts at Alamcode branch?
Yes. The IFSC FDRL0002038 is shared by every account held at Federal Bank's Alamcode branch. Only the account number changes from customer to customer.
Does Federal Bank Alamcode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 470-2625900 to confirm.
How quickly will an NEFT transfer using FDRL0002038 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Alamcode reflect within 30 minutes.
What is the phone number of Federal Bank Alamcode branch?
You can reach the branch at 470-2625900 during regular banking hours.
Is IFSC FDRL0002038 valid for NEFT and RTGS?
Yes. IFSC FDRL0002038 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: FDRL0002038 is the IFSC code of Federal Bank, ALAMCODE branch, in THIRUVANANTHAPURAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
