This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, THIRUVAMBADY branch in THIRUVAMBADI. The 11-digit IFSC FDRL0001954 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the THIRUVAMBADY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001954 is the IFSC of Federal Bank's THIRUVAMBADY branch. The format is fixed: FDRL = bank code, 0 = reserved, 001954 = branch identifier.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Thiruvambady branch in Thiruvambadi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001954.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Thiruvambady |
| IFSC Code | FDRL0001954 |
| MICR Code | Refer to cheque leaf |
| Branch Address | K.J.T SHOPPING COMPLEX, KOODARANHI ROAD KOZHIKODE DIST |
| City | Thiruvambadi |
| District | Kozhikode |
| State | Kerala |
| STD Code | 485 |
| Phone | 2252009 |
About this branch
The branch is located at K.J.T SHOPPING COMPLEX, KOODARANHI ROAD KOZHIKODE DIST. It serves the Thiruvambadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001954 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's THIRUVAMBADY branch came to be assigned the code FDRL0001954.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001954, money simply cannot be routed to the THIRUVAMBADY branch electronically.
Account types you can open at the Thiruvambady branch
Once you have an account at Federal Bank – THIRUVAMBADY, the IFSC FDRL0001954 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Thiruvambady branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001954
How to transfer money using IFSC FDRL0001954
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001954 across all three.
NEFT to Federal Bank, THIRUVAMBADY using IFSC FDRL0001954
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001954, and confirm that the system picks up Federal Bank – THIRUVAMBADY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THIRUVAMBADY
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THIRUVAMBADY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001954 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank THIRUVAMBADY (IFSC FDRL0001954)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001954 in your mobile or internet banking app, and the money is credited to the THIRUVAMBADY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001954 for Federal Bank – THIRUVAMBADY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001954 | Yes – FDRL0001954 | Yes – FDRL0001954 |
For most retail customers crediting the Thiruvambady branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's THIRUVAMBADY branch, the IFSC FDRL0001954 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Thiruvambady branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001954 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001954 and the account number together uniquely identify the Thiruvambady branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC FDRL0001954
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – THIRUVAMBADY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001954. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Thiruvambady branch
The branch is located at K.J.T SHOPPING COMPLEX, KOODARANHI ROAD KOZHIKODE DIST, which puts it inside Thiruvambadi, the broader Kozhikode district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Thiruvambady branch” — the verified location pin for IFSC FDRL0001954 should appear at the top of the results.
- Confirm the branch is open by calling 485-2252009 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001954 and your account number.
Verifying IFSC FDRL0001954 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001954 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 485-2252009.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thiruvambady are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001954 continue to work without interruption.
Branch address & contact
Federal BankThiruvambady Branch
K.J.T SHOPPING COMPLEX, KOODARANHI ROAD KOZHIKODE DIST
Thiruvambadi, Kerala
Phone: 485-2252009
IFSC: FDRL0001954
Frequently asked questions
What is the IFSC code of Federal Bank Thiruvambady branch?
The IFSC code of Federal Bank, Thiruvambady branch is FDRL0001954. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Federal Bank Thiruvambady as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001954, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001954 valid for NEFT and RTGS?
Yes. IFSC FDRL0001954 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Federal Bank Thiruvambady branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 485-2252009 to confirm.
Can I use IFSC FDRL0001954 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001954 to send funds instantly.
Is IFSC FDRL0001954 the same for all accounts at Thiruvambady branch?
Yes. The IFSC FDRL0001954 is shared by every account held at Federal Bank's Thiruvambady branch. Only the account number changes from customer to customer.
Where is Federal Bank Thiruvambady branch located?
Federal Bank's Thiruvambady branch is located at K.J.T SHOPPING COMPLEX, KOODARANHI ROAD KOZHIKODE DIST, Thiruvambadi, Kerala.
How quickly will an NEFT transfer using FDRL0001954 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Thiruvambady reflect within 30 minutes.
Final notes
To recap: FDRL0001954 is the IFSC code of Federal Bank, THIRUVAMBADY branch, in THIRUVAMBADI, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
