Use this page as a one-stop reference for everything related to Federal Bank's THIRUPALAIVANAM PONNERI branch in THIRUPALAIVANAM, TAMIL NADU. The branch's IFSC code FDRL0002600 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – THIRUPALAIVANAM PONNERI is FDRL0002600. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002600 map to this branch in THIRUPALAIVANAM, TAMIL NADU.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thirupalaivanam Ponneri branch in Thirupalaivanam, Tamil Nadu is part of this network and uses the IFSC code FDRL0002600 for all electronic settlement.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Thirupalaivanam Ponneri |
| IFSC Code | FDRL0002600 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 200, PULICAT MAIN ROAD, THIRUPALAIVANAM, TAMIL NADU - 601205 |
| City | Thirupalaivanam |
| District | Thiruvallur |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 7299411656 |
About this branch
The branch is located at 200, PULICAT MAIN ROAD, THIRUPALAIVANAM, TAMIL NADU - 601205. It serves the Thirupalaivanam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002600 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THIRUPALAIVANAM PONNERI of Federal Bank — its own 11-character IFSC. The code FDRL0002600 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002600 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Thirupalaivanam Ponneri branch
Once you have an account at Federal Bank – THIRUPALAIVANAM PONNERI, the IFSC FDRL0002600 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thirupalaivanam Ponneri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7299411656.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002600
How to transfer money using IFSC FDRL0002600
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002600 across all three.
NEFT to Federal Bank, THIRUPALAIVANAM PONNERI using IFSC FDRL0002600
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002600, and confirm that the system picks up Federal Bank – THIRUPALAIVANAM PONNERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THIRUPALAIVANAM PONNERI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THIRUPALAIVANAM PONNERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002600 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – THIRUPALAIVANAM PONNERI, use IMPS. With IFSC FDRL0002600 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Thirupalaivanam Ponneri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0002600:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THIRUPALAIVANAM PONNERI is still linked to IFSC FDRL0002600.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's THIRUPALAIVANAM PONNERI branch, the IFSC FDRL0002600 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Thirupalaivanam Ponneri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002600 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002600 and the account number together uniquely identify the Thirupalaivanam Ponneri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – THIRUPALAIVANAM PONNERI:
- The IFSC is exactly FDRL0002600 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and THIRUPALAIVANAM PONNERI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Thirupalaivanam Ponneri branch sits at 200, PULICAT MAIN ROAD, THIRUPALAIVANAM, TAMIL NADU - 601205. If you are travelling from outside Thirupalaivanam, search for the branch on a maps application using the bank name and locality, or call 91-7299411656 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002600 and your account number.
Verifying IFSC FDRL0002600 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002600 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7299411656.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thirupalaivanam Ponneri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002600 continue to work without interruption.
Branch address & contact
Federal BankThirupalaivanam Ponneri Branch
200, PULICAT MAIN ROAD, THIRUPALAIVANAM, TAMIL NADU - 601205
Thirupalaivanam, Tamil Nadu
Phone: 91-7299411656
IFSC: FDRL0002600
Frequently asked questions
What is the phone number of Federal Bank Thirupalaivanam Ponneri branch?
You can reach the branch at 91-7299411656 during regular banking hours.
Does Federal Bank Thirupalaivanam Ponneri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7299411656 to confirm.
Is IFSC FDRL0002600 the same for all accounts at Thirupalaivanam Ponneri branch?
Yes. The IFSC FDRL0002600 is shared by every account held at Federal Bank's Thirupalaivanam Ponneri branch. Only the account number changes from customer to customer.
Is IFSC FDRL0002600 valid for NEFT and RTGS?
Yes. IFSC FDRL0002600 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Federal Bank Thirupalaivanam Ponneri branch?
The IFSC code of Federal Bank, Thirupalaivanam Ponneri branch is FDRL0002600. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using FDRL0002600 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Thirupalaivanam Ponneri reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thirupalaivanam Ponneri branch but serve different purposes.
Can I use IFSC FDRL0002600 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002600 to send funds instantly.
Summary
The IFSC code FDRL0002600 belongs to Federal Bank's THIRUPALAIVANAM PONNERI branch, located at 200, PULICAT MAIN ROAD, THIRUPALAIVANAM, TAMIL NADU - 601205 in THIRUPALAIVANAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
