Use this page as a one-stop reference for everything related to Federal Bank's LALGUDI branch in THIRUCHIRAPPALLY, TAMIL NADU. The branch's IFSC code FDRL0002571 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's LALGUDI branch, the IFSC FDRL0002571 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 002571 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Lalgudi |
| IFSC Code | FDRL0002571 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 6, KANNAN NAGAR, SIRUDAIYUR, LALGUDI,TRICHY DT, TAMILNADU - 621601 |
| City | Thiruchirappally |
| District | Thiruchirappally |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9095538613 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Lalgudi branch in Thiruchirappally. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002571.
Lalgudi branch overview
Located at NO. 6, KANNAN NAGAR, SIRUDAIYUR, LALGUDI,TRICHY DT, TAMILNADU - 621601, the Lalgudi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002571 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's LALGUDI branch came to be assigned the code FDRL0002571.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002571, money simply cannot be routed to the LALGUDI branch electronically.
How to transfer money using IFSC FDRL0002571
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002571 across all three.
NEFT to Federal Bank, LALGUDI using IFSC FDRL0002571
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002571, and confirm that the system picks up Federal Bank – LALGUDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0002571
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – LALGUDI, ensure your bank's portal accepts IFSC FDRL0002571 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank LALGUDI (IFSC FDRL0002571)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002571 in your mobile or internet banking app, and the money is credited to the LALGUDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002571 for Federal Bank – LALGUDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002571 | Yes – FDRL0002571 | Yes – FDRL0002571 |
For most retail customers crediting the Lalgudi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002571
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – LALGUDI is still mapped to IFSC FDRL0002571. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002571 and the beneficiary's account number to complete the transfer.
Account types you can open at the Lalgudi branch
Once you have an account at Federal Bank – LALGUDI, the IFSC FDRL0002571 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Lalgudi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9095538613.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002571
MICR & cheque-truncation details
Cheques drawn on the Lalgudi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002571 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Lalgudi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002571 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – LALGUDI:
- The IFSC is exactly FDRL0002571 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and LALGUDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Lalgudi branch
The branch is located at NO. 6, KANNAN NAGAR, SIRUDAIYUR, LALGUDI,TRICHY DT, TAMILNADU - 621601, which puts it inside Thiruchirappally, the broader Thiruchirappally district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Lalgudi branch” — the verified location pin for IFSC FDRL0002571 should appear at the top of the results.
- Confirm the branch is open by calling 91-9095538613 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002571 and your account number.
Verifying IFSC FDRL0002571 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002571 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9095538613.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Lalgudi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002571 continue to work without interruption.
Branch address & contact
Federal BankLalgudi Branch
NO. 6, KANNAN NAGAR, SIRUDAIYUR, LALGUDI,TRICHY DT, TAMILNADU - 621601
Thiruchirappally, Tamil Nadu
Phone: 91-9095538613
IFSC: FDRL0002571
Frequently asked questions
What is the IFSC code of Federal Bank Lalgudi branch?
The IFSC code of Federal Bank, Lalgudi branch is FDRL0002571. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Federal Bank Lalgudi branch located?
Federal Bank's Lalgudi branch is located at NO. 6, KANNAN NAGAR, SIRUDAIYUR, LALGUDI,TRICHY DT, TAMILNADU - 621601, Thiruchirappally, Tamil Nadu.
What is the phone number of Federal Bank Lalgudi branch?
You can reach the branch at 91-9095538613 during regular banking hours.
Is IFSC FDRL0002571 the same for all accounts at Lalgudi branch?
Yes. The IFSC FDRL0002571 is shared by every account held at Federal Bank's Lalgudi branch. Only the account number changes from customer to customer.
Can I use IFSC FDRL0002571 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002571 to send funds instantly.
Is IFSC FDRL0002571 valid for NEFT and RTGS?
Yes. IFSC FDRL0002571 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: FDRL0002571 is the IFSC code of Federal Bank, LALGUDI branch, in THIRUCHIRAPPALLY, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
