Below are the complete branch details for Federal Bank, CUMBUM branch, located in THENI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002467. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002467 for Federal Bank – CUMBUM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002467 is the IFSC of Federal Bank's CUMBUM branch. The format is fixed: FDRL = bank code, 0 = reserved, 002467 = branch identifier.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Cumbum branch in Theni, Tamil Nadu is part of this network and uses the IFSC code FDRL0002467 for all electronic settlement.
About the Cumbum branch
The Cumbum branch of Federal Bank is situated at NO. 517 B-4, PSN COMPLEX, BLOCK 25, LF ROAD, NEAR CPU HR SEC SCHOOL, CUMBUM, TAMIL NADU -625516.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0002467 is used.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Cumbum |
| IFSC Code | FDRL0002467 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 517 B-4, PSN COMPLEX, BLOCK 25, LF ROAD, NEAR CPU HR SEC SCHOOL, CUMBUM, TAMIL NADU -625516. |
| City | Theni |
| District | Theni |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9655266843 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's CUMBUM branch came to be assigned the code FDRL0002467.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002467, money simply cannot be routed to the CUMBUM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002467 and the account number together uniquely identify the Cumbum branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC FDRL0002467
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002467 across all three.
NEFT to Federal Bank, CUMBUM using IFSC FDRL0002467
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002467, and confirm that the system picks up Federal Bank – CUMBUM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CUMBUM
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's CUMBUM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002467 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank CUMBUM (IFSC FDRL0002467)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002467 in your mobile or internet banking app, and the money is credited to the CUMBUM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002467 for Federal Bank – CUMBUM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002467 | Yes – FDRL0002467 | Yes – FDRL0002467 |
For most retail customers crediting the Cumbum branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's CUMBUM branch, the IFSC FDRL0002467 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Cumbum branch is mapped to IFSC FDRL0002467 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002467.
Banking services available
The Cumbum branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9655266843.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002467
Digital banking channels
Most day-to-day work that customers used to do at the Cumbum branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002467 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Cumbum branch sits at NO. 517 B-4, PSN COMPLEX, BLOCK 25, LF ROAD, NEAR CPU HR SEC SCHOOL, CUMBUM, TAMIL NADU -625516.. If you are travelling from outside Theni, search for the branch on a maps application using the bank name and locality, or call 91-9655266843 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002467 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – CUMBUM:
- The IFSC is exactly FDRL0002467 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and CUMBUM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Cumbum are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002467 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0002467 for Federal Bank – CUMBUM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Federal BankCumbum Branch
NO. 517 B-4, PSN COMPLEX, BLOCK 25, LF ROAD, NEAR CPU HR SEC SCHOOL, CUMBUM, TAMIL NADU -625516.
Theni, Tamil Nadu
Phone: 91-9655266843
IFSC: FDRL0002467
Frequently asked questions
Is IFSC FDRL0002467 valid for NEFT and RTGS?
Yes. IFSC FDRL0002467 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC FDRL0002467 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002467 to send funds instantly.
Does Federal Bank Cumbum branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9655266843 to confirm.
Where is Federal Bank Cumbum branch located?
Federal Bank's Cumbum branch is located at NO. 517 B-4, PSN COMPLEX, BLOCK 25, LF ROAD, NEAR CPU HR SEC SCHOOL, CUMBUM, TAMIL NADU -625516., Theni, Tamil Nadu.
How quickly will an NEFT transfer using FDRL0002467 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Cumbum reflect within 30 minutes.
What is the phone number of Federal Bank Cumbum branch?
You can reach the branch at 91-9655266843 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cumbum branch but serve different purposes.
Final notes
To recap: FDRL0002467 is the IFSC code of Federal Bank, CUMBUM branch, in THENI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
