Below are the complete branch details for Federal Bank, THANNITHODE branch, located in THANNITHODE, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001261. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001261 for Federal Bank – THANNITHODE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's THANNITHODE branch, the IFSC FDRL0001261 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001261 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Thannithode |
| IFSC Code | FDRL0001261 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THANNITHODE THANNITHODE KONNI |
| City | Thannithode |
| District | Pathanamthitta |
| State | Kerala |
| STD Code | 468 |
| Phone | 2382224 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Thannithode branch in Thannithode. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001261.
Thannithode branch overview
Located at THANNITHODE THANNITHODE KONNI, the Thannithode branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001261 is required for all interbank electronic transfers routed through this branch.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THANNITHODE of Federal Bank — its own 11-character IFSC. The code FDRL0001261 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001261 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001261
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001261 across all three.
NEFT to Federal Bank, THANNITHODE using IFSC FDRL0001261
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001261, and confirm that the system picks up Federal Bank – THANNITHODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THANNITHODE
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THANNITHODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001261 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank THANNITHODE (IFSC FDRL0001261)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001261 in your mobile or internet banking app, and the money is credited to the THANNITHODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001261 for Federal Bank – THANNITHODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001261 | Yes – FDRL0001261 | Yes – FDRL0001261 |
For most retail customers crediting the Thannithode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001261
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – THANNITHODE is still mapped to IFSC FDRL0001261. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001261 and the beneficiary's account number to complete the transfer.
Account types you can open at the Thannithode branch
Once you have an account at Federal Bank – THANNITHODE, the IFSC FDRL0001261 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thannithode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 468-2382224.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001261
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001261 and the account number together uniquely identify the Thannithode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC FDRL0001261
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the THANNITHODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001261 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC FDRL0001261
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – THANNITHODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001261. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Thannithode branch
The branch is located at THANNITHODE THANNITHODE KONNI, which puts it inside Thannithode, the broader Pathanamthitta district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Thannithode branch” — the verified location pin for IFSC FDRL0001261 should appear at the top of the results.
- Confirm the branch is open by calling 468-2382224 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001261 and your account number.
Verifying IFSC FDRL0001261 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001261 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 468-2382224.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thannithode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001261 continue to work without interruption.
Branch address & contact
Federal BankThannithode Branch
THANNITHODE THANNITHODE KONNI
Thannithode, Kerala
Phone: 468-2382224
IFSC: FDRL0001261
Frequently asked questions
How do I add Federal Bank Thannithode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001261, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001261 valid for NEFT and RTGS?
Yes. IFSC FDRL0001261 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Federal Bank Thannithode branch located?
Federal Bank's Thannithode branch is located at THANNITHODE THANNITHODE KONNI, Thannithode, Kerala.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thannithode branch but serve different purposes.
What is the phone number of Federal Bank Thannithode branch?
You can reach the branch at 468-2382224 during regular banking hours.
Does Federal Bank Thannithode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 468-2382224 to confirm.
How quickly will an NEFT transfer using FDRL0001261 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Thannithode reflect within 30 minutes.
Final notes
To recap: FDRL0001261 is the IFSC code of Federal Bank, THANNITHODE branch, in THANNITHODE, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
