If you are searching for the IFSC code of Federal Bank, THAMARASSERY branch in THAMARASSERY, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0001414. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THAMARASSERY branch, and detailed step-by-step guides for using the IFSC FDRL0001414 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's THAMARASSERY branch, the IFSC FDRL0001414 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001414 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Thamarassery |
| IFSC Code | FDRL0001414 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAHARANI SHOPPING COMPLEX KARADI, WYNAD ROADTHAMARASSERY |
| City | Thamarassery |
| District | Kozhikode |
| State | Kerala |
| STD Code | 495 |
| Phone | 2220696 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Thamarassery branch in Thamarassery. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001414.
About this branch
The branch is located at MAHARANI SHOPPING COMPLEX KARADI, WYNAD ROADTHAMARASSERY. It serves the Thamarassery region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001414 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THAMARASSERY of Federal Bank — its own 11-character IFSC. The code FDRL0001414 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001414 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001414
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001414 across all three.
NEFT to Federal Bank, THAMARASSERY using IFSC FDRL0001414
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001414, and confirm that the system picks up Federal Bank – THAMARASSERY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THAMARASSERY
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THAMARASSERY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001414 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – THAMARASSERY, use IMPS. With IFSC FDRL0001414 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Thamarassery
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001414:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THAMARASSERY is still linked to IFSC FDRL0001414.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001414
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – THAMARASSERY is still mapped to IFSC FDRL0001414. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001414 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thamarassery branch is mapped to IFSC FDRL0001414 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001414.
Banking services available
The Thamarassery branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 495-2220696.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001414
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001414 and the account number together uniquely identify the Thamarassery branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC FDRL0001414
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the THAMARASSERY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001414 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – THAMARASSERY:
- The IFSC is exactly FDRL0001414 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and THAMARASSERY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thamarassery branch
The branch is located at MAHARANI SHOPPING COMPLEX KARADI, WYNAD ROADTHAMARASSERY, which puts it inside Thamarassery, the broader Kozhikode district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Thamarassery branch” — the verified location pin for IFSC FDRL0001414 should appear at the top of the results.
- Confirm the branch is open by calling 495-2220696 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001414 and your account number.
Verifying IFSC FDRL0001414 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001414 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 495-2220696.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thamarassery are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001414 continue to work without interruption.
Branch address & contact
Federal BankThamarassery Branch
MAHARANI SHOPPING COMPLEX KARADI, WYNAD ROADTHAMARASSERY
Thamarassery, Kerala
Phone: 495-2220696
IFSC: FDRL0001414
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thamarassery branch but serve different purposes.
Does Federal Bank Thamarassery branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 495-2220696 to confirm.
Is IFSC FDRL0001414 valid for NEFT and RTGS?
Yes. IFSC FDRL0001414 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Federal Bank Thamarassery branch located?
Federal Bank's Thamarassery branch is located at MAHARANI SHOPPING COMPLEX KARADI, WYNAD ROADTHAMARASSERY, Thamarassery, Kerala.
How quickly will an NEFT transfer using FDRL0001414 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Thamarassery reflect within 30 minutes.
Can I use IFSC FDRL0001414 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001414 to send funds instantly.
How do I add Federal Bank Thamarassery as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001414, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Thamarassery branch?
You can reach the branch at 495-2220696 during regular banking hours.
Summary
The IFSC code FDRL0001414 belongs to Federal Bank's THAMARASSERY branch, located at MAHARANI SHOPPING COMPLEX KARADI, WYNAD ROADTHAMARASSERY in THAMARASSERY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
