This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, TEEKOY branch in TEEKOY. The 11-digit IFSC FDRL0001320 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the TEEKOY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's TEEKOY branch, the IFSC FDRL0001320 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001320 identifies this particular branch.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Teekoy branch in Teekoy. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001320.
About this branch
The branch is located at GROUND FLOOR 575 KURUSUMOOTTIL BUILDINGS TEEKOY P O. It serves the Teekoy region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001320 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Teekoy |
| IFSC Code | FDRL0001320 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 575 KURUSUMOOTTIL BUILDINGS TEEKOY P O |
| City | Teekoy |
| District | Kottayam |
| State | Kerala |
| STD Code | 48 |
| Phone | 281015 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's TEEKOY branch came to be assigned the code FDRL0001320.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001320, money simply cannot be routed to the TEEKOY branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Teekoy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001320 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001320
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001320 across all three.
NEFT to Federal Bank, TEEKOY using IFSC FDRL0001320
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001320, and confirm that the system picks up Federal Bank – TEEKOY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001320
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – TEEKOY, ensure your bank's portal accepts IFSC FDRL0001320 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – TEEKOY, use IMPS. With IFSC FDRL0001320 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Teekoy
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001320:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEEKOY is still linked to IFSC FDRL0001320.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's TEEKOY branch, the IFSC FDRL0001320 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Teekoy branch is mapped to IFSC FDRL0001320 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001320.
Banking services available
The Teekoy branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 48-281015.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001320
Digital banking channels
Most day-to-day work that customers used to do at the Teekoy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001320 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Teekoy branch sits at GROUND FLOOR 575 KURUSUMOOTTIL BUILDINGS TEEKOY P O. If you are travelling from outside Teekoy, search for the branch on a maps application using the bank name and locality, or call 48-281015 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001320 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – TEEKOY:
- The IFSC is exactly FDRL0001320 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and TEEKOY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Teekoy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001320, however, work 24x7.
Verifying IFSC FDRL0001320 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001320 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 48-281015.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankTeekoy Branch
GROUND FLOOR 575 KURUSUMOOTTIL BUILDINGS TEEKOY P O
Teekoy, Kerala
Phone: 48-281015
IFSC: FDRL0001320
Frequently asked questions
How quickly will an NEFT transfer using FDRL0001320 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Teekoy reflect within 30 minutes.
Where is Federal Bank Teekoy branch located?
Federal Bank's Teekoy branch is located at GROUND FLOOR 575 KURUSUMOOTTIL BUILDINGS TEEKOY P O, Teekoy, Kerala.
Does Federal Bank Teekoy branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 48-281015 to confirm.
What is the IFSC code of Federal Bank Teekoy branch?
The IFSC code of Federal Bank, Teekoy branch is FDRL0001320. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC FDRL0001320 the same for all accounts at Teekoy branch?
Yes. The IFSC FDRL0001320 is shared by every account held at Federal Bank's Teekoy branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Teekoy branch but serve different purposes.
How do I add Federal Bank Teekoy as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001320, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Teekoy branch?
You can reach the branch at 48-281015 during regular banking hours.
Summary
The IFSC code FDRL0001320 belongs to Federal Bank's TEEKOY branch, located at GROUND FLOOR 575 KURUSUMOOTTIL BUILDINGS TEEKOY P O in TEEKOY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
