Below are the complete branch details for Federal Bank, SENGOTTAI branch, located in SENGOTTAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001747. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001747 for Federal Bank – SENGOTTAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's SENGOTTAI branch, the IFSC FDRL0001747 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001747 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Sengottai |
| IFSC Code | FDRL0001747 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.16/30, MELARATHA VEETHI SENGOTTAI POST, TIRUNELVELI DISTRICT |
| City | Sengottai |
| District | Tirunelveli |
| State | Tamil Nadu |
| STD Code | 463 |
| Phone | 3233447 |
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sengottai branch in Sengottai, Tamil Nadu is part of this network and uses the IFSC code FDRL0001747 for all electronic settlement.
Sengottai branch overview
Located at NO.16/30, MELARATHA VEETHI SENGOTTAI POST, TIRUNELVELI DISTRICT, the Sengottai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001747 is required for all interbank electronic transfers routed through this branch.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SENGOTTAI of Federal Bank — its own 11-character IFSC. The code FDRL0001747 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001747 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001747
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001747 across all three.
How to use IFSC FDRL0001747 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's SENGOTTAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001747.
- Confirm the bank name auto-populates as Federal Bank and the branch as SENGOTTAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SENGOTTAI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's SENGOTTAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001747 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – SENGOTTAI, use IMPS. With IFSC FDRL0001747 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001747 for Federal Bank – SENGOTTAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001747 | Yes – FDRL0001747 | Yes – FDRL0001747 |
For most retail customers crediting the Sengottai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001747
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – SENGOTTAI is still mapped to IFSC FDRL0001747. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001747 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sengottai branch is mapped to IFSC FDRL0001747 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001747.
Banking services available
The Sengottai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 463-3233447.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001747
MICR & cheque-truncation details
Cheques drawn on the Sengottai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001747 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0001747
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the SENGOTTAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001747 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – SENGOTTAI:
- The IFSC is exactly FDRL0001747 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and SENGOTTAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sengottai branch sits at NO.16/30, MELARATHA VEETHI SENGOTTAI POST, TIRUNELVELI DISTRICT. If you are travelling from outside Sengottai, search for the branch on a maps application using the bank name and locality, or call 463-3233447 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001747 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001747 for Federal Bank – SENGOTTAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sengottai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001747 continue to work without interruption.
Branch address & contact
Federal BankSengottai Branch
NO.16/30, MELARATHA VEETHI SENGOTTAI POST, TIRUNELVELI DISTRICT
Sengottai, Tamil Nadu
Phone: 463-3233447
IFSC: FDRL0001747
Frequently asked questions
Does Federal Bank Sengottai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 463-3233447 to confirm.
How do I add Federal Bank Sengottai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001747, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC FDRL0001747 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001747 to send funds instantly.
What is the phone number of Federal Bank Sengottai branch?
You can reach the branch at 463-3233447 during regular banking hours.
Is IFSC FDRL0001747 the same for all accounts at Sengottai branch?
Yes. The IFSC FDRL0001747 is shared by every account held at Federal Bank's Sengottai branch. Only the account number changes from customer to customer.
Is IFSC FDRL0001747 valid for NEFT and RTGS?
Yes. IFSC FDRL0001747 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code FDRL0001747 belongs to Federal Bank's SENGOTTAI branch, located at NO.16/30, MELARATHA VEETHI SENGOTTAI POST, TIRUNELVELI DISTRICT in SENGOTTAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
