This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, SEETHATHODE branch in SEETHATHODE. The 11-digit IFSC FDRL0001277 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the SEETHATHODE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001277 is the IFSC of Federal Bank's SEETHATHODE branch. The format is fixed: FDRL = bank code, 0 = reserved, 001277 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Seethathode |
| IFSC Code | FDRL0001277 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUILDING NO X/854 ASHA COMPLEX PALACKATHARAYIL, PATHANAMTHITTA |
| City | Seethathode |
| District | Pathanamthitta |
| State | Kerala |
| STD Code | 4735 |
| Phone | 258045 |
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Seethathode branch — IFSC FDRL0001277 — extends the bank's services to customers in and around Seethathode, Kerala.
About the Seethathode branch
The Seethathode branch of Federal Bank is situated at BUILDING NO X/854 ASHA COMPLEX PALACKATHARAYIL, PATHANAMTHITTA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001277 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's SEETHATHODE branch came to be assigned the code FDRL0001277.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001277, money simply cannot be routed to the SEETHATHODE branch electronically.
How to transfer money using IFSC FDRL0001277
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001277 across all three.
How to use IFSC FDRL0001277 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's SEETHATHODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001277.
- Confirm the bank name auto-populates as Federal Bank and the branch as SEETHATHODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0001277
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – SEETHATHODE, ensure your bank's portal accepts IFSC FDRL0001277 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – SEETHATHODE, use IMPS. With IFSC FDRL0001277 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Seethathode
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001277:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SEETHATHODE is still linked to IFSC FDRL0001277.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001277
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – SEETHATHODE is still mapped to IFSC FDRL0001277. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001277 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Seethathode branch is mapped to IFSC FDRL0001277 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001277.
Products and services
Customers walking into the Seethathode branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001277
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001277 and the account number together uniquely identify the Seethathode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC FDRL0001277
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the SEETHATHODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001277 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC FDRL0001277
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – SEETHATHODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001277. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Seethathode branch sits at BUILDING NO X/854 ASHA COMPLEX PALACKATHARAYIL, PATHANAMTHITTA. If you are travelling from outside Seethathode, search for the branch on a maps application using the bank name and locality, or call 4735-258045 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001277 and your account number.
Verifying IFSC FDRL0001277 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001277 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4735-258045.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Seethathode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001277, however, work 24x7.
Branch address & contact
Federal BankSeethathode Branch
BUILDING NO X/854 ASHA COMPLEX PALACKATHARAYIL, PATHANAMTHITTA
Seethathode, Kerala
Phone: 4735-258045
IFSC: FDRL0001277
Frequently asked questions
Is IFSC FDRL0001277 the same for all accounts at Seethathode branch?
Yes. The IFSC FDRL0001277 is shared by every account held at Federal Bank's Seethathode branch. Only the account number changes from customer to customer.
Does Federal Bank Seethathode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4735-258045 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Seethathode branch but serve different purposes.
What is the phone number of Federal Bank Seethathode branch?
You can reach the branch at 4735-258045 during regular banking hours.
What is the IFSC code of Federal Bank Seethathode branch?
The IFSC code of Federal Bank, Seethathode branch is FDRL0001277. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using FDRL0001277 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Seethathode reflect within 30 minutes.
How do I add Federal Bank Seethathode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001277, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Federal Bank Seethathode branch located?
Federal Bank's Seethathode branch is located at BUILDING NO X/854 ASHA COMPLEX PALACKATHARAYIL, PATHANAMTHITTA, Seethathode, Kerala.
Summary
The IFSC code FDRL0001277 belongs to Federal Bank's SEETHATHODE branch, located at BUILDING NO X/854 ASHA COMPLEX PALACKATHARAYIL, PATHANAMTHITTA in SEETHATHODE, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
