Below are the complete branch details for Federal Bank, SANGRUR branch, located in SANGRUR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001976. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001976 for Federal Bank – SANGRUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – SANGRUR is FDRL0001976. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001976 map to this branch in SANGRUR, PUNJAB.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sangrur branch — IFSC FDRL0001976 — extends the bank's services to customers in and around Sangrur, Punjab.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Sangrur |
| IFSC Code | FDRL0001976 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN GAUSHALA ROAD, OPPOSITE NEW GRAIN MARKET SANGRUR DIST |
| City | Sangrur |
| District | Sangrur |
| State | Punjab |
| STD Code | 167 |
| Phone | 2236900 |
About the Sangrur branch
The Sangrur branch of Federal Bank is situated at MAIN GAUSHALA ROAD, OPPOSITE NEW GRAIN MARKET SANGRUR DIST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001976 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's SANGRUR branch came to be assigned the code FDRL0001976.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001976, money simply cannot be routed to the SANGRUR branch electronically.
Products and account variants supported
Every account opened at the Sangrur branch is mapped to IFSC FDRL0001976 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001976.
Products and services
Customers walking into the Sangrur branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001976
How to transfer money using IFSC FDRL0001976
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001976 across all three.
NEFT to Federal Bank, SANGRUR using IFSC FDRL0001976
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001976, and confirm that the system picks up Federal Bank – SANGRUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SANGRUR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's SANGRUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001976 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank SANGRUR (IFSC FDRL0001976)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001976 in your mobile or internet banking app, and the money is credited to the SANGRUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001976 for Federal Bank – SANGRUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001976 | Yes – FDRL0001976 | Yes – FDRL0001976 |
For most retail customers crediting the Sangrur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's SANGRUR branch, the IFSC FDRL0001976 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC FDRL0001976
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the SANGRUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001976 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sangrur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001976 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – SANGRUR:
- The IFSC is exactly FDRL0001976 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and SANGRUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sangrur branch
The branch is located at MAIN GAUSHALA ROAD, OPPOSITE NEW GRAIN MARKET SANGRUR DIST, which puts it inside Sangrur, the broader Sangrur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Sangrur branch” — the verified location pin for IFSC FDRL0001976 should appear at the top of the results.
- Confirm the branch is open by calling 167-2236900 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001976 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001976 for Federal Bank – SANGRUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sangrur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001976 continue to work without interruption.
Branch address & contact
Federal BankSangrur Branch
MAIN GAUSHALA ROAD, OPPOSITE NEW GRAIN MARKET SANGRUR DIST
Sangrur, Punjab
Phone: 167-2236900
IFSC: FDRL0001976
Frequently asked questions
Is IFSC FDRL0001976 valid for NEFT and RTGS?
Yes. IFSC FDRL0001976 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC FDRL0001976 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001976 to send funds instantly.
Where is Federal Bank Sangrur branch located?
Federal Bank's Sangrur branch is located at MAIN GAUSHALA ROAD, OPPOSITE NEW GRAIN MARKET SANGRUR DIST, Sangrur, Punjab.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangrur branch but serve different purposes.
Does Federal Bank Sangrur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 167-2236900 to confirm.
How quickly will an NEFT transfer using FDRL0001976 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Sangrur reflect within 30 minutes.
What is the phone number of Federal Bank Sangrur branch?
You can reach the branch at 167-2236900 during regular banking hours.
How do I add Federal Bank Sangrur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001976, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: FDRL0001976 is the IFSC code of Federal Bank, SANGRUR branch, in SANGRUR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
