Use this page as a one-stop reference for everything related to Federal Bank's SALEM JUNCTION branch in SALEM, TAMIL NADU. The branch's IFSC code FDRL0002667 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's SALEM JUNCTION branch, the IFSC FDRL0002667 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 002667 identifies this particular branch.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Salem Junction branch in Salem, Tamil Nadu is part of this network and uses the IFSC code FDRL0002667 for all electronic settlement.
About the Salem Junction branch
The Salem Junction branch of Federal Bank is situated at DOOR NO.83/9,JUNCTION MAIN ROAD,SUBRAMANIA NAGAR,SURAMANGALAM,SALEM,TAMIL NADU PIN-636005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0002667 is used.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Salem Junction |
| IFSC Code | FDRL0002667 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO.83/9,JUNCTION MAIN ROAD,SUBRAMANIA NAGAR,SURAMANGALAM,SALEM,TAMIL NADU PIN-636005 |
| City | Salem |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 8089627969 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's SALEM JUNCTION branch came to be assigned the code FDRL0002667.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002667, money simply cannot be routed to the SALEM JUNCTION branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Salem Junction branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002667 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0002667
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002667 across all three.
NEFT to Federal Bank, SALEM JUNCTION using IFSC FDRL0002667
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002667, and confirm that the system picks up Federal Bank – SALEM JUNCTION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SALEM JUNCTION
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's SALEM JUNCTION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002667 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank SALEM JUNCTION (IFSC FDRL0002667)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002667 in your mobile or internet banking app, and the money is credited to the SALEM JUNCTION branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002667 for Federal Bank – SALEM JUNCTION, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002667 | Yes – FDRL0002667 | Yes – FDRL0002667 |
For most retail customers crediting the Salem Junction branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's SALEM JUNCTION branch, the IFSC FDRL0002667 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Salem Junction branch is mapped to IFSC FDRL0002667 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002667.
Banking services available
The Salem Junction branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8089627969.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002667
Digital banking channels
Most day-to-day work that customers used to do at the Salem Junction branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002667 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Salem Junction branch
The branch is located at DOOR NO.83/9,JUNCTION MAIN ROAD,SUBRAMANIA NAGAR,SURAMANGALAM,SALEM,TAMIL NADU PIN-636005, which puts it inside Salem, the broader Salem district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Salem Junction branch” — the verified location pin for IFSC FDRL0002667 should appear at the top of the results.
- Confirm the branch is open by calling 91-8089627969 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002667 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – SALEM JUNCTION:
- The IFSC is exactly FDRL0002667 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and SALEM JUNCTION as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Salem Junction branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002667, however, work 24x7.
Verifying IFSC FDRL0002667 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002667 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8089627969.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankSalem Junction Branch
DOOR NO.83/9,JUNCTION MAIN ROAD,SUBRAMANIA NAGAR,SURAMANGALAM,SALEM,TAMIL NADU PIN-636005
Salem, Tamil Nadu
Phone: 91-8089627969
IFSC: FDRL0002667
Frequently asked questions
Does Federal Bank Salem Junction branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8089627969 to confirm.
What is the IFSC code of Federal Bank Salem Junction branch?
The IFSC code of Federal Bank, Salem Junction branch is FDRL0002667. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC FDRL0002667 valid for NEFT and RTGS?
Yes. IFSC FDRL0002667 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Salem Junction branch but serve different purposes.
Can I use IFSC FDRL0002667 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002667 to send funds instantly.
How quickly will an NEFT transfer using FDRL0002667 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Salem Junction reflect within 30 minutes.
Is IFSC FDRL0002667 the same for all accounts at Salem Junction branch?
Yes. The IFSC FDRL0002667 is shared by every account held at Federal Bank's Salem Junction branch. Only the account number changes from customer to customer.
What is the phone number of Federal Bank Salem Junction branch?
You can reach the branch at 91-8089627969 during regular banking hours.
Summary
The IFSC code FDRL0002667 belongs to Federal Bank's SALEM JUNCTION branch, located at DOOR NO.83/9,JUNCTION MAIN ROAD,SUBRAMANIA NAGAR,SURAMANGALAM,SALEM,TAMIL NADU… in SALEM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
