Use this page as a one-stop reference for everything related to Federal Bank's PUZHAKKAL branch in PUZHAKKAL, KERALA. The branch's IFSC code FDRL0001599 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001599 is the IFSC of Federal Bank's PUZHAKKAL branch. The format is fixed: FDRL = bank code, 0 = reserved, 001599 = branch identifier.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Puzhakkal branch in Puzhakkal, Kerala is part of this network and uses the IFSC code FDRL0001599 for all electronic settlement.
Puzhakkal branch overview
Located at SREE DHARMA SASTHA SHOPPING COMPLEX, MAIN ROAD, PUZHAKKAL, THRISSUR DIST, the Puzhakkal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001599 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Puzhakkal |
| IFSC Code | FDRL0001599 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SREE DHARMA SASTHA SHOPPING COMPLEX, MAIN ROAD, PUZHAKKAL, THRISSUR DIST |
| City | Puzhakkal |
| District | Thrissur |
| State | Kerala |
| STD Code | 40 |
| Phone | 23051035 |
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUZHAKKAL of Federal Bank — its own 11-character IFSC. The code FDRL0001599 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001599 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Puzhakkal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001599 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001599
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001599 across all three.
How to use IFSC FDRL0001599 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's PUZHAKKAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001599.
- Confirm the bank name auto-populates as Federal Bank and the branch as PUZHAKKAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0001599
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – PUZHAKKAL, ensure your bank's portal accepts IFSC FDRL0001599 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – PUZHAKKAL, use IMPS. With IFSC FDRL0001599 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001599 for Federal Bank – PUZHAKKAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001599 | Yes – FDRL0001599 | Yes – FDRL0001599 |
For most retail customers crediting the Puzhakkal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's PUZHAKKAL branch, the IFSC FDRL0001599 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Puzhakkal branch is mapped to IFSC FDRL0001599 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001599.
Banking services available
The Puzhakkal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-23051035.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001599
Digital banking channels
Most day-to-day work that customers used to do at the Puzhakkal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001599 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Puzhakkal branch
The branch is located at SREE DHARMA SASTHA SHOPPING COMPLEX, MAIN ROAD, PUZHAKKAL, THRISSUR DIST, which puts it inside Puzhakkal, the broader Thrissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Puzhakkal branch” — the verified location pin for IFSC FDRL0001599 should appear at the top of the results.
- Confirm the branch is open by calling 40-23051035 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001599 and your account number.
Common mistakes to avoid when using IFSC FDRL0001599
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – PUZHAKKAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001599. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puzhakkal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001599, however, work 24x7.
Verifying IFSC FDRL0001599 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001599 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 40-23051035.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankPuzhakkal Branch
SREE DHARMA SASTHA SHOPPING COMPLEX, MAIN ROAD, PUZHAKKAL, THRISSUR DIST
Puzhakkal, Kerala
Phone: 40-23051035
IFSC: FDRL0001599
Frequently asked questions
Does Federal Bank Puzhakkal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-23051035 to confirm.
Where is Federal Bank Puzhakkal branch located?
Federal Bank's Puzhakkal branch is located at SREE DHARMA SASTHA SHOPPING COMPLEX, MAIN ROAD, PUZHAKKAL, THRISSUR DIST, Puzhakkal, Kerala.
What is the phone number of Federal Bank Puzhakkal branch?
You can reach the branch at 40-23051035 during regular banking hours.
How do I add Federal Bank Puzhakkal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001599, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001599 the same for all accounts at Puzhakkal branch?
Yes. The IFSC FDRL0001599 is shared by every account held at Federal Bank's Puzhakkal branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Puzhakkal branch but serve different purposes.
Summary
The IFSC code FDRL0001599 belongs to Federal Bank's PUZHAKKAL branch, located at SREE DHARMA SASTHA SHOPPING COMPLEX, MAIN ROAD, PUZHAKKAL, THRISSUR DIST in PUZHAKKAL, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
