IFSC Code of Federal Bank, Corporate Client Service Center, Pune Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, CORPORATE CLIENT SERVICE CENTER, PUNE branch in PUNE. The 11-digit IFSC FDRL0009978 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the CORPORATE CLIENT SERVICE CENTER, PUNE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Federal Bank's CORPORATE CLIENT SERVICE CENTER, PUNE branch, the IFSC FDRL0009978 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 009978 identifies this particular branch.

About Federal Bank

Federal Bank operates a wide network of branches across India, including the Corporate Client Service Center, Pune branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0009978.

Branch details at a glance

Corporate Client Service Center, Pune branch overview

Located at THE FEDERAL BANK LIMITED, CORPORATE CLIENT SERVICE CENTER,GROUND FLOOR-KUBERA CHAMBERS,OPP. SANCHETI HOSPITAL,J M ROAD,SHIVAJINAGAR, PUNE, MAHARASHTRA - 411005, the Corporate Client Service Center, Pune branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0009978 is required for all interbank electronic transfers routed through this branch.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CORPORATE CLIENT SERVICE CENTER, PUNE of Federal Bank — its own 11-character IFSC. The code FDRL0009978 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0009978 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Corporate Client Service Center, Pune branch

Once you have an account at Federal Bank – CORPORATE CLIENT SERVICE CENTER, PUNE, the IFSC FDRL0009978 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Corporate Client Service Center, Pune branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0009978

How to transfer money using IFSC FDRL0009978

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0009978 across all three.

How to use IFSC FDRL0009978 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's CORPORATE CLIENT SERVICE CENTER, PUNE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FDRL0009978.
4. Confirm the bank name auto-populates as Federal Bank and the branch as CORPORATE CLIENT SERVICE CENTER, PUNE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CORPORATE CLIENT SERVICE CENTER, PUNE

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's CORPORATE CLIENT SERVICE CENTER, PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0009978 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – CORPORATE CLIENT SERVICE CENTER, PUNE, use IMPS. With IFSC FDRL0009978 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0009978 for Federal Bank – CORPORATE CLIENT SERVICE CENTER, PUNE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Corporate Client Service Center, Pune branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's CORPORATE CLIENT SERVICE CENTER, PUNE branch, the IFSC FDRL0009978 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC FDRL0009978

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the CORPORATE CLIENT SERVICE CENTER, PUNE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0009978 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0009978 and the account number together uniquely identify the Corporate Client Service Center, Pune branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – CORPORATE CLIENT SERVICE CENTER, PUNE:

• The IFSC is exactly FDRL0009978 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and CORPORATE CLIENT SERVICE CENTER, PUNE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Corporate Client Service Center, Pune branch sits at THE FEDERAL BANK LIMITED, CORPORATE CLIENT SERVICE CENTER,GROUND FLOOR-KUBERA CHAMBERS,OPP. SANCHETI HOSPITAL,J M ROAD,SHIVAJINAGAR, PUNE, MAHARASHTRA - 411005. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 91-8976140193 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0009978 and your account number.

Verifying IFSC FDRL0009978 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0009978 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8976140193.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Corporate Client Service Center, Pune branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0009978, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: FDRL0009978 is the IFSC code of Federal Bank, CORPORATE CLIENT SERVICE CENTER, PUNE branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.