IFSC Code of Federal Bank, Perambalur Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Federal Bank's PERAMBALUR branch in PERAMBALUR, TAMIL NADU. The branch's IFSC code FDRL0002366 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FDRL0002366 is the IFSC of Federal Bank's PERAMBALUR branch. The format is fixed: FDRL = bank code, 0 = reserved, 002366 = branch identifier.

Branch details at a glance

About the bank

Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Perambalur branch in Perambalur, Tamil Nadu is part of this network and uses the IFSC code FDRL0002366 for all electronic settlement.

Perambalur branch overview

Located at NO.31,SJ TOWERS,ELAMBALUR VILLAGE,NEAR AMMA HOSPITAL,PERAMBALUR TO ARIYALUR ROAD,FOUR ROAD JUNCTION,PERAMBALUR TALUK AND DISTRICT-621220, the Perambalur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002366 is required for all interbank electronic transfers routed through this branch.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PERAMBALUR of Federal Bank — its own 11-character IFSC. The code FDRL0002366 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002366 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC FDRL0002366

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002366 across all three.

NEFT to Federal Bank, PERAMBALUR using IFSC FDRL0002366

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002366, and confirm that the system picks up Federal Bank – PERAMBALUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PERAMBALUR

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's PERAMBALUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002366 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – PERAMBALUR, use IMPS. With IFSC FDRL0002366 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002366 for Federal Bank – PERAMBALUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Perambalur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC FDRL0002366

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – PERAMBALUR is still mapped to IFSC FDRL0002366. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002366 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Perambalur branch is mapped to IFSC FDRL0002366 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002366.

Banking services available

The Perambalur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8939251787.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002366

MICR & cheque-truncation details

Cheques drawn on the Perambalur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002366 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC FDRL0002366

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the PERAMBALUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002366 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – PERAMBALUR:

• The IFSC is exactly FDRL0002366 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and PERAMBALUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Perambalur branch

The branch is located at NO.31,SJ TOWERS,ELAMBALUR VILLAGE,NEAR AMMA HOSPITAL,PERAMBALUR TO ARIYALUR ROAD,FOUR ROAD JUNCTION,PERAMBALUR TALUK AND DISTRICT-621220, which puts it inside Perambalur, the broader Perambalur district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Perambalur branch” — the verified location pin for IFSC FDRL0002366 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8939251787 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002366 and your account number.

Verifying IFSC FDRL0002366 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002366 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8939251787.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Perambalur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002366 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: FDRL0002366 is the IFSC code of Federal Bank, PERAMBALUR branch, in PERAMBALUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.