This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, PAVARATTY branch in PAVARATTY. The 11-digit IFSC FDRL0001698 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the PAVARATTY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's PAVARATTY branch, the IFSC FDRL0001698 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001698 identifies this particular branch.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Pavaratty branch in Pavaratty. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001698.
About the Pavaratty branch
The Pavaratty branch of Federal Bank is situated at MARY MATHA COMPLEX, MAIN ROAD,THRISSUR DIST, PVT AT FEDERALBANK.CO.IN, FDRL0001698. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001698 is used.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Pavaratty |
| IFSC Code | FDRL0001698 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MARY MATHA COMPLEX, MAIN ROAD,THRISSUR DIST, PVT AT FEDERALBANK.CO.IN, FDRL0001698 |
| City | Pavaratty |
| District | Thrissur |
| State | Kerala |
| STD Code | 487 |
| Phone | 2640021 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's PAVARATTY branch came to be assigned the code FDRL0001698.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001698, money simply cannot be routed to the PAVARATTY branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001698 and the account number together uniquely identify the Pavaratty branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC FDRL0001698
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001698 across all three.
How to use IFSC FDRL0001698 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's PAVARATTY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001698.
- Confirm the bank name auto-populates as Federal Bank and the branch as PAVARATTY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PAVARATTY
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's PAVARATTY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001698 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank PAVARATTY (IFSC FDRL0001698)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001698 in your mobile or internet banking app, and the money is credited to the PAVARATTY branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pavaratty
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001698:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PAVARATTY is still linked to IFSC FDRL0001698.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001698
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – PAVARATTY is still mapped to IFSC FDRL0001698. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001698 and the beneficiary's account number to complete the transfer.
Account types you can open at the Pavaratty branch
Once you have an account at Federal Bank – PAVARATTY, the IFSC FDRL0001698 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pavaratty branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 487-2640021.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001698
Online banking and IFSC FDRL0001698
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the PAVARATTY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001698 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Pavaratty branch
The branch is located at MARY MATHA COMPLEX, MAIN ROAD,THRISSUR DIST, PVT AT FEDERALBANK.CO.IN, FDRL0001698, which puts it inside Pavaratty, the broader Thrissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Pavaratty branch” — the verified location pin for IFSC FDRL0001698 should appear at the top of the results.
- Confirm the branch is open by calling 487-2640021 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001698 and your account number.
Common mistakes to avoid when using IFSC FDRL0001698
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – PAVARATTY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001698. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pavaratty branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001698, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001698 for Federal Bank – PAVARATTY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Federal BankPavaratty Branch
MARY MATHA COMPLEX, MAIN ROAD,THRISSUR DIST, PVT AT FEDERALBANK.CO.IN, FDRL0001698
Pavaratty, Kerala
Phone: 487-2640021
IFSC: FDRL0001698
Frequently asked questions
How quickly will an NEFT transfer using FDRL0001698 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Pavaratty reflect within 30 minutes.
Where is Federal Bank Pavaratty branch located?
Federal Bank's Pavaratty branch is located at MARY MATHA COMPLEX, MAIN ROAD,THRISSUR DIST, PVT AT FEDERALBANK.CO.IN, FDRL0001698, Pavaratty, Kerala.
Is IFSC FDRL0001698 the same for all accounts at Pavaratty branch?
Yes. The IFSC FDRL0001698 is shared by every account held at Federal Bank's Pavaratty branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pavaratty branch but serve different purposes.
Can I use IFSC FDRL0001698 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001698 to send funds instantly.
Does Federal Bank Pavaratty branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 487-2640021 to confirm.
How do I add Federal Bank Pavaratty as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001698, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code FDRL0001698 belongs to Federal Bank's PAVARATTY branch, located at MARY MATHA COMPLEX, MAIN ROAD,THRISSUR DIST, PVT AT FEDERALBANK.CO.IN,… in PAVARATTY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
