If you are searching for the IFSC code of Federal Bank, STATE SOL BIHAR branch in PATNA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is FDRL0000813. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the STATE SOL BIHAR branch, and detailed step-by-step guides for using the IFSC FDRL0000813 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's STATE SOL BIHAR branch, the IFSC FDRL0000813 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 000813 identifies this particular branch.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The State Sol Bihar branch — IFSC FDRL0000813 — extends the bank's services to customers in and around Patna, Bihar.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | State Sol Bihar |
| IFSC Code | FDRL0000813 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,BR.PATNA/RAJA BAZAR,ASHIYANA DIGHA MAIN ROAD,OPPOSITE PASSPORT OFFICE,RAJA BAZAR,PATNA,BIHAR |
| City | Patna |
| District | Patna |
| State | Bihar |
| STD Code | 0 |
| Phone | 0 |
State Sol Bihar branch overview
Located at GROUND FLOOR,BR.PATNA/RAJA BAZAR,ASHIYANA DIGHA MAIN ROAD,OPPOSITE PASSPORT OFFICE,RAJA BAZAR,PATNA,BIHAR, the State Sol Bihar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0000813 is required for all interbank electronic transfers routed through this branch.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including STATE SOL BIHAR of Federal Bank — its own 11-character IFSC. The code FDRL0000813 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0000813 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the State Sol Bihar branch is mapped to IFSC FDRL0000813 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0000813.
Products and services
Customers walking into the State Sol Bihar branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0000813
How to transfer money using IFSC FDRL0000813
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0000813 across all three.
NEFT to Federal Bank, STATE SOL BIHAR using IFSC FDRL0000813
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0000813, and confirm that the system picks up Federal Bank – STATE SOL BIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0000813
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – STATE SOL BIHAR, ensure your bank's portal accepts IFSC FDRL0000813 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank STATE SOL BIHAR (IFSC FDRL0000813)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0000813 in your mobile or internet banking app, and the money is credited to the STATE SOL BIHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0000813 for Federal Bank – STATE SOL BIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0000813 | Yes – FDRL0000813 | Yes – FDRL0000813 |
For most retail customers crediting the State Sol Bihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0000813
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – STATE SOL BIHAR is still mapped to IFSC FDRL0000813. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0000813 and the beneficiary's account number to complete the transfer.
Online banking and IFSC FDRL0000813
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the STATE SOL BIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0000813 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the State Sol Bihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0000813 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC FDRL0000813
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – STATE SOL BIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0000813. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The State Sol Bihar branch sits at GROUND FLOOR,BR.PATNA/RAJA BAZAR,ASHIYANA DIGHA MAIN ROAD,OPPOSITE PASSPORT OFFICE,RAJA BAZAR,PATNA,BIHAR. If you are travelling from outside Patna, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0000813 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0000813 for Federal Bank – STATE SOL BIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at State Sol Bihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0000813 continue to work without interruption.
Branch address & contact
Federal BankState Sol Bihar Branch
GROUND FLOOR,BR.PATNA/RAJA BAZAR,ASHIYANA DIGHA MAIN ROAD,OPPOSITE PASSPORT OFFICE,RAJA BAZAR,PATNA,BIHAR
Patna, Bihar
Phone: 0
IFSC: FDRL0000813
Frequently asked questions
How quickly will an NEFT transfer using FDRL0000813 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – State Sol Bihar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the State Sol Bihar branch but serve different purposes.
How do I add Federal Bank State Sol Bihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0000813, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0000813 the same for all accounts at State Sol Bihar branch?
Yes. The IFSC FDRL0000813 is shared by every account held at Federal Bank's State Sol Bihar branch. Only the account number changes from customer to customer.
Is IFSC FDRL0000813 valid for NEFT and RTGS?
Yes. IFSC FDRL0000813 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Federal Bank State Sol Bihar branch?
You can reach the branch at 0 during regular banking hours.
Final notes
To recap: FDRL0000813 is the IFSC code of Federal Bank, STATE SOL BIHAR branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
