Use this page as a one-stop reference for everything related to Federal Bank's KANKARBAGH branch in PATNA, WEST BENGAL. The branch's IFSC code FDRL0002189 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002189 is the IFSC of Federal Bank's KANKARBAGH branch. The format is fixed: FDRL = bank code, 0 = reserved, 002189 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kankarbagh |
| IFSC Code | FDRL0002189 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B 146 KANKARBAHGH HOUSING COLONY,NLOHIYA NAGAR,NEAR PANCH SHIV MANDIR, PATNA 800020 |
| City | Patna |
| District | Pa |
| State | West Bengal |
| STD Code | 612 |
| Phone | 22384800 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Kankarbagh branch in Patna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002189.
About this branch
The branch is located at B 146 KANKARBAHGH HOUSING COLONY,NLOHIYA NAGAR,NEAR PANCH SHIV MANDIR, PATNA 800020. It serves the Patna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002189 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KANKARBAGH branch came to be assigned the code FDRL0002189.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002189, money simply cannot be routed to the KANKARBAGH branch electronically.
How to transfer money using IFSC FDRL0002189
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002189 across all three.
NEFT to Federal Bank, KANKARBAGH using IFSC FDRL0002189
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002189, and confirm that the system picks up Federal Bank – KANKARBAGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KANKARBAGH
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KANKARBAGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002189 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank KANKARBAGH (IFSC FDRL0002189)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002189 in your mobile or internet banking app, and the money is credited to the KANKARBAGH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002189 for Federal Bank – KANKARBAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002189 | Yes – FDRL0002189 | Yes – FDRL0002189 |
For most retail customers crediting the Kankarbagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's KANKARBAGH branch, the IFSC FDRL0002189 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kankarbagh branch is mapped to IFSC FDRL0002189 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002189.
Products and services
Customers walking into the Kankarbagh branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002189
MICR & cheque-truncation details
Cheques drawn on the Kankarbagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002189 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0002189
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KANKARBAGH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002189 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – KANKARBAGH:
- The IFSC is exactly FDRL0002189 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and KANKARBAGH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kankarbagh branch
The branch is located at B 146 KANKARBAHGH HOUSING COLONY,NLOHIYA NAGAR,NEAR PANCH SHIV MANDIR, PATNA 800020, which puts it inside Patna, the broader Pa district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Kankarbagh branch” — the verified location pin for IFSC FDRL0002189 should appear at the top of the results.
- Confirm the branch is open by calling 612-22384800 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002189 and your account number.
Verifying IFSC FDRL0002189 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002189 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 612-22384800.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kankarbagh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002189 continue to work without interruption.
Branch address & contact
Federal BankKankarbagh Branch
B 146 KANKARBAHGH HOUSING COLONY,NLOHIYA NAGAR,NEAR PANCH SHIV MANDIR, PATNA 800020
Patna, West Bengal
Phone: 612-22384800
IFSC: FDRL0002189
Frequently asked questions
Can I use IFSC FDRL0002189 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002189 to send funds instantly.
How quickly will an NEFT transfer using FDRL0002189 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kankarbagh reflect within 30 minutes.
What is the IFSC code of Federal Bank Kankarbagh branch?
The IFSC code of Federal Bank, Kankarbagh branch is FDRL0002189. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kankarbagh branch but serve different purposes.
Where is Federal Bank Kankarbagh branch located?
Federal Bank's Kankarbagh branch is located at B 146 KANKARBAHGH HOUSING COLONY,NLOHIYA NAGAR,NEAR PANCH SHIV MANDIR, PATNA 800020, Patna, West Bengal.
What is the phone number of Federal Bank Kankarbagh branch?
You can reach the branch at 612-22384800 during regular banking hours.
How do I add Federal Bank Kankarbagh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002189, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Federal Bank Kankarbagh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 612-22384800 to confirm.
Final notes
To recap: FDRL0002189 is the IFSC code of Federal Bank, KANKARBAGH branch, in PATNA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
