Below are the complete branch details for Federal Bank, PARAVOOR branch, located in PARAVOOR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001142. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001142 for Federal Bank – PARAVOOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001142 is the IFSC of Federal Bank's PARAVOOR branch. The format is fixed: FDRL = bank code, 0 = reserved, 001142 = branch identifier.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Paravoor branch in Paravoor. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001142.
Paravoor branch overview
Located at P B NO. 3 PARAVOOR PARAVOOR, the Paravoor branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001142 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Paravoor |
| IFSC Code | FDRL0001142 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO. 3 PARAVOOR PARAVOOR |
| City | Paravoor |
| District | Kollam |
| State | Kerala |
| STD Code | 474 |
| Phone | 2512313 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's PARAVOOR branch came to be assigned the code FDRL0001142.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001142, money simply cannot be routed to the PARAVOOR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Paravoor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001142 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001142
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001142 across all three.
NEFT to Federal Bank, PARAVOOR using IFSC FDRL0001142
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001142, and confirm that the system picks up Federal Bank – PARAVOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PARAVOOR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's PARAVOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001142 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank PARAVOOR (IFSC FDRL0001142)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001142 in your mobile or internet banking app, and the money is credited to the PARAVOOR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001142 for Federal Bank – PARAVOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001142 | Yes – FDRL0001142 | Yes – FDRL0001142 |
For most retail customers crediting the Paravoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's PARAVOOR branch, the IFSC FDRL0001142 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Paravoor branch is mapped to IFSC FDRL0001142 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001142.
Products and services
Customers walking into the Paravoor branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001142
Online banking and IFSC FDRL0001142
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the PARAVOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001142 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Paravoor branch
The branch is located at P B NO. 3 PARAVOOR PARAVOOR, which puts it inside Paravoor, the broader Kollam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Paravoor branch” — the verified location pin for IFSC FDRL0001142 should appear at the top of the results.
- Confirm the branch is open by calling 474-2512313 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001142 and your account number.
Common mistakes to avoid when using IFSC FDRL0001142
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – PARAVOOR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001142. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Paravoor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001142 continue to work without interruption.
Verifying IFSC FDRL0001142 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001142 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 474-2512313.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankParavoor Branch
P B NO. 3 PARAVOOR PARAVOOR
Paravoor, Kerala
Phone: 474-2512313
IFSC: FDRL0001142
Frequently asked questions
Can I use IFSC FDRL0001142 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001142 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Paravoor branch but serve different purposes.
Is IFSC FDRL0001142 the same for all accounts at Paravoor branch?
Yes. The IFSC FDRL0001142 is shared by every account held at Federal Bank's Paravoor branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0001142 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Paravoor reflect within 30 minutes.
How do I add Federal Bank Paravoor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001142, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Federal Bank Paravoor branch?
The IFSC code of Federal Bank, Paravoor branch is FDRL0001142. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Federal Bank Paravoor branch?
You can reach the branch at 474-2512313 during regular banking hours.
Does Federal Bank Paravoor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 474-2512313 to confirm.
Summary
The IFSC code FDRL0001142 belongs to Federal Bank's PARAVOOR branch, located at P B NO. 3 PARAVOOR PARAVOOR in PARAVOOR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
