Use this page as a one-stop reference for everything related to Federal Bank's PANIPAT branch in PANIPAT, HARYANA. The branch's IFSC code FDRL0001546 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – PANIPAT is FDRL0001546. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001546 map to this branch in PANIPAT, HARYANA.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Panipat |
| IFSC Code | FDRL0001546 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARPREET PLAZA, BATAK CHOWK, PANIPAT |
| City | Panipat |
| District | Panipat |
| State | Haryana |
| STD Code | 180 |
| Phone | 2648552 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Panipat branch in Panipat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001546.
Panipat branch overview
Located at HARPREET PLAZA, BATAK CHOWK, PANIPAT, the Panipat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001546 is required for all interbank electronic transfers routed through this branch.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANIPAT of Federal Bank — its own 11-character IFSC. The code FDRL0001546 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001546 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001546
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001546 across all three.
NEFT to Federal Bank, PANIPAT using IFSC FDRL0001546
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001546, and confirm that the system picks up Federal Bank – PANIPAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PANIPAT
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's PANIPAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001546 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank PANIPAT (IFSC FDRL0001546)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001546 in your mobile or internet banking app, and the money is credited to the PANIPAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001546 for Federal Bank – PANIPAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001546 | Yes – FDRL0001546 | Yes – FDRL0001546 |
For most retail customers crediting the Panipat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001546
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – PANIPAT is still mapped to IFSC FDRL0001546. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001546 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Panipat branch is mapped to IFSC FDRL0001546 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001546.
Products and services
Customers walking into the Panipat branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001546
MICR & cheque-truncation details
Cheques drawn on the Panipat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001546 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0001546
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the PANIPAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001546 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC FDRL0001546
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – PANIPAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001546. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Panipat branch
The branch is located at HARPREET PLAZA, BATAK CHOWK, PANIPAT, which puts it inside Panipat, the broader Panipat district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Panipat branch” — the verified location pin for IFSC FDRL0001546 should appear at the top of the results.
- Confirm the branch is open by calling 180-2648552 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001546 and your account number.
Verifying IFSC FDRL0001546 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001546 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 180-2648552.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Panipat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001546 continue to work without interruption.
Branch address & contact
Federal BankPanipat Branch
HARPREET PLAZA, BATAK CHOWK, PANIPAT
Panipat, Haryana
Phone: 180-2648552
IFSC: FDRL0001546
Frequently asked questions
Is IFSC FDRL0001546 the same for all accounts at Panipat branch?
Yes. The IFSC FDRL0001546 is shared by every account held at Federal Bank's Panipat branch. Only the account number changes from customer to customer.
What is the phone number of Federal Bank Panipat branch?
You can reach the branch at 180-2648552 during regular banking hours.
Is IFSC FDRL0001546 valid for NEFT and RTGS?
Yes. IFSC FDRL0001546 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Federal Bank Panipat branch?
The IFSC code of Federal Bank, Panipat branch is FDRL0001546. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using FDRL0001546 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Panipat reflect within 30 minutes.
Does Federal Bank Panipat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 180-2648552 to confirm.
Where is Federal Bank Panipat branch located?
Federal Bank's Panipat branch is located at HARPREET PLAZA, BATAK CHOWK, PANIPAT, Panipat, Haryana.
Can I use IFSC FDRL0001546 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001546 to send funds instantly.
Summary
The IFSC code FDRL0001546 belongs to Federal Bank's PANIPAT branch, located at HARPREET PLAZA, BATAK CHOWK, PANIPAT in PANIPAT, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
