Below are the complete branch details for Federal Bank, PALOOR branch, located in PALOOR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002113. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002113 for Federal Bank – PALOOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's PALOOR branch, the IFSC FDRL0002113 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 002113 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Paloor |
| IFSC Code | FDRL0002113 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO V/179, VETTUKKATTUVILAI PALOOR VILLAGE, KARINGAL P O,KANYAKUMARI DIST |
| City | Paloor |
| District | Kanyakumari |
| State | Tamil Nadu |
| STD Code | 465 |
| Phone | 1266191 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Paloor branch in Paloor. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002113.
About this branch
The branch is located at DOOR NO V/179, VETTUKKATTUVILAI PALOOR VILLAGE, KARINGAL P O,KANYAKUMARI DIST. It serves the Paloor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002113 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's PALOOR branch came to be assigned the code FDRL0002113.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002113, money simply cannot be routed to the PALOOR branch electronically.
How to transfer money using IFSC FDRL0002113
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002113 across all three.
NEFT to Federal Bank, PALOOR using IFSC FDRL0002113
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002113, and confirm that the system picks up Federal Bank – PALOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PALOOR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's PALOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002113 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – PALOOR, use IMPS. With IFSC FDRL0002113 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Paloor
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0002113:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALOOR is still linked to IFSC FDRL0002113.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0002113
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – PALOOR is still mapped to IFSC FDRL0002113. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002113 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Paloor branch is mapped to IFSC FDRL0002113 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002113.
Products and services
Customers walking into the Paloor branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002113
MICR & cheque-truncation details
Cheques drawn on the Paloor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002113 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0002113
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the PALOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002113 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – PALOOR:
- The IFSC is exactly FDRL0002113 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and PALOOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Paloor branch
The branch is located at DOOR NO V/179, VETTUKKATTUVILAI PALOOR VILLAGE, KARINGAL P O,KANYAKUMARI DIST, which puts it inside Paloor, the broader Kanyakumari district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Paloor branch” — the verified location pin for IFSC FDRL0002113 should appear at the top of the results.
- Confirm the branch is open by calling 465-1266191 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002113 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0002113 for Federal Bank – PALOOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Paloor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002113 continue to work without interruption.
Branch address & contact
Federal BankPaloor Branch
DOOR NO V/179, VETTUKKATTUVILAI PALOOR VILLAGE, KARINGAL P O,KANYAKUMARI DIST
Paloor, Tamil Nadu
Phone: 465-1266191
IFSC: FDRL0002113
Frequently asked questions
Can I use IFSC FDRL0002113 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002113 to send funds instantly.
Is IFSC FDRL0002113 the same for all accounts at Paloor branch?
Yes. The IFSC FDRL0002113 is shared by every account held at Federal Bank's Paloor branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0002113 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Paloor reflect within 30 minutes.
What is the IFSC code of Federal Bank Paloor branch?
The IFSC code of Federal Bank, Paloor branch is FDRL0002113. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Federal Bank Paloor branch?
You can reach the branch at 465-1266191 during regular banking hours.
Does Federal Bank Paloor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 465-1266191 to confirm.
How do I add Federal Bank Paloor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002113, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0002113 valid for NEFT and RTGS?
Yes. IFSC FDRL0002113 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code FDRL0002113 belongs to Federal Bank's PALOOR branch, located at DOOR NO V/179, VETTUKKATTUVILAI PALOOR VILLAGE, KARINGAL P O,KANYAKUMARI DIST in PALOOR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
