If you are searching for the IFSC code of Federal Bank, PALODE branch in PALODE, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0002577. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PALODE branch, and detailed step-by-step guides for using the IFSC FDRL0002577 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002577 is the IFSC of Federal Bank's PALODE branch. The format is fixed: FDRL = bank code, 0 = reserved, 002577 = branch identifier.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Palode branch in Palode, Kerala is part of this network and uses the IFSC code FDRL0002577 for all electronic settlement.
About the Palode branch
The Palode branch of Federal Bank is situated at ANSARI PLAZA, BUILDING NO.58/C AND 58/D, KARIMANCODE PO, PALODE, THIRUVANANTHAPURAM, KERALA - 695562. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0002577 is used.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Palode |
| IFSC Code | FDRL0002577 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ANSARI PLAZA, BUILDING NO.58/C AND 58/D, KARIMANCODE PO, PALODE, THIRUVANANTHAPURAM, KERALA - 695562 |
| City | Palode |
| District | Thiruvananthapuram |
| State | Kerala |
| STD Code | 91 |
| Phone | 8075997430 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's PALODE branch came to be assigned the code FDRL0002577.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002577, money simply cannot be routed to the PALODE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002577 and the account number together uniquely identify the Palode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC FDRL0002577
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002577 across all three.
NEFT to Federal Bank, PALODE using IFSC FDRL0002577
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002577, and confirm that the system picks up Federal Bank – PALODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PALODE
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's PALODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002577 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank PALODE (IFSC FDRL0002577)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002577 in your mobile or internet banking app, and the money is credited to the PALODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002577 for Federal Bank – PALODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002577 | Yes – FDRL0002577 | Yes – FDRL0002577 |
For most retail customers crediting the Palode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002577
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – PALODE is still mapped to IFSC FDRL0002577. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002577 and the beneficiary's account number to complete the transfer.
Account types you can open at the Palode branch
Once you have an account at Federal Bank – PALODE, the IFSC FDRL0002577 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Palode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8075997430.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002577
Online banking and IFSC FDRL0002577
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the PALODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002577 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Palode branch
The branch is located at ANSARI PLAZA, BUILDING NO.58/C AND 58/D, KARIMANCODE PO, PALODE, THIRUVANANTHAPURAM, KERALA - 695562, which puts it inside Palode, the broader Thiruvananthapuram district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Palode branch” — the verified location pin for IFSC FDRL0002577 should appear at the top of the results.
- Confirm the branch is open by calling 91-8075997430 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002577 and your account number.
Common mistakes to avoid when using IFSC FDRL0002577
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – PALODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002577. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Palode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002577 continue to work without interruption.
Verifying IFSC FDRL0002577 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002577 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8075997430.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankPalode Branch
ANSARI PLAZA, BUILDING NO.58/C AND 58/D, KARIMANCODE PO, PALODE, THIRUVANANTHAPURAM, KERALA - 695562
Palode, Kerala
Phone: 91-8075997430
IFSC: FDRL0002577
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Palode branch but serve different purposes.
What is the phone number of Federal Bank Palode branch?
You can reach the branch at 91-8075997430 during regular banking hours.
What is the IFSC code of Federal Bank Palode branch?
The IFSC code of Federal Bank, Palode branch is FDRL0002577. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC FDRL0002577 the same for all accounts at Palode branch?
Yes. The IFSC FDRL0002577 is shared by every account held at Federal Bank's Palode branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0002577 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Palode reflect within 30 minutes.
Is IFSC FDRL0002577 valid for NEFT and RTGS?
Yes. IFSC FDRL0002577 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Federal Bank Palode branch located?
Federal Bank's Palode branch is located at ANSARI PLAZA, BUILDING NO.58/C AND 58/D, KARIMANCODE PO, PALODE, THIRUVANANTHAPURAM, KERALA - 695562, Palode, Kerala.
Does Federal Bank Palode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8075997430 to confirm.
Summary
The IFSC code FDRL0002577 belongs to Federal Bank's PALODE branch, located at ANSARI PLAZA, BUILDING NO.58/C AND 58/D, KARIMANCODE PO, PALODE,… in PALODE, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
