If you are searching for the IFSC code of Federal Bank, PATHIRIPPALA branch in PALAKKAD, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0001886. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PATHIRIPPALA branch, and detailed step-by-step guides for using the IFSC FDRL0001886 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001886 is the IFSC of Federal Bank's PATHIRIPPALA branch. The format is fixed: FDRL = bank code, 0 = reserved, 001886 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Pathirippala |
| IFSC Code | FDRL0001886 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PULACHERY COMPLEX, NAGARIPURAM P.O PATHIRIPPALA, |
| City | Palakkad |
| District | Palakkad |
| State | Kerala |
| STD Code | 491 |
| Phone | 2872100 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Pathirippala branch in Palakkad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001886.
About this branch
The branch is located at PULACHERY COMPLEX, NAGARIPURAM P.O PATHIRIPPALA,. It serves the Palakkad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001886 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATHIRIPPALA of Federal Bank — its own 11-character IFSC. The code FDRL0001886 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001886 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001886
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001886 across all three.
How to use IFSC FDRL0001886 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's PATHIRIPPALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001886.
- Confirm the bank name auto-populates as Federal Bank and the branch as PATHIRIPPALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0001886
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – PATHIRIPPALA, ensure your bank's portal accepts IFSC FDRL0001886 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – PATHIRIPPALA, use IMPS. With IFSC FDRL0001886 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001886 for Federal Bank – PATHIRIPPALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001886 | Yes – FDRL0001886 | Yes – FDRL0001886 |
For most retail customers crediting the Pathirippala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's PATHIRIPPALA branch, the IFSC FDRL0001886 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pathirippala branch is mapped to IFSC FDRL0001886 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001886.
Products and services
Customers walking into the Pathirippala branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001886
MICR & cheque-truncation details
Cheques drawn on the Pathirippala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001886 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Pathirippala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001886 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – PATHIRIPPALA:
- The IFSC is exactly FDRL0001886 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and PATHIRIPPALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pathirippala branch
The branch is located at PULACHERY COMPLEX, NAGARIPURAM P.O PATHIRIPPALA,, which puts it inside Palakkad, the broader Palakkad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Pathirippala branch” — the verified location pin for IFSC FDRL0001886 should appear at the top of the results.
- Confirm the branch is open by calling 491-2872100 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001886 and your account number.
Verifying IFSC FDRL0001886 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001886 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 491-2872100.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pathirippala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001886, however, work 24x7.
Branch address & contact
Federal BankPathirippala Branch
PULACHERY COMPLEX, NAGARIPURAM P.O PATHIRIPPALA,
Palakkad, Kerala
Phone: 491-2872100
IFSC: FDRL0001886
Frequently asked questions
Is IFSC FDRL0001886 valid for NEFT and RTGS?
Yes. IFSC FDRL0001886 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Federal Bank Pathirippala branch?
The IFSC code of Federal Bank, Pathirippala branch is FDRL0001886. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Federal Bank Pathirippala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 491-2872100 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pathirippala branch but serve different purposes.
How quickly will an NEFT transfer using FDRL0001886 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Pathirippala reflect within 30 minutes.
Can I use IFSC FDRL0001886 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001886 to send funds instantly.
How do I add Federal Bank Pathirippala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001886, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Pathirippala branch?
You can reach the branch at 491-2872100 during regular banking hours.
Final notes
To recap: FDRL0001886 is the IFSC code of Federal Bank, PATHIRIPPALA branch, in PALAKKAD, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
