Below are the complete branch details for Federal Bank, OYOOR branch, located in OYOOR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001084. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001084 for Federal Bank – OYOOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – OYOOR is FDRL0001084. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001084 map to this branch in OYOOR, KERALA.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Oyoor |
| IFSC Code | FDRL0001084 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OYOOR OYOOR OYOOR |
| City | Oyoor |
| District | Kollam |
| State | Kerala |
| STD Code | 474 |
| Phone | 2466547 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Oyoor branch in Oyoor. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001084.
About the Oyoor branch
The Oyoor branch of Federal Bank is situated at OYOOR OYOOR OYOOR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001084 is used.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OYOOR of Federal Bank — its own 11-character IFSC. The code FDRL0001084 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001084 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001084
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001084 across all three.
NEFT to Federal Bank, OYOOR using IFSC FDRL0001084
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001084, and confirm that the system picks up Federal Bank – OYOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to OYOOR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's OYOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001084 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – OYOOR, use IMPS. With IFSC FDRL0001084 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001084 for Federal Bank – OYOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001084 | Yes – FDRL0001084 | Yes – FDRL0001084 |
For most retail customers crediting the Oyoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001084
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – OYOOR is still mapped to IFSC FDRL0001084. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001084 and the beneficiary's account number to complete the transfer.
Account types you can open at the Oyoor branch
Once you have an account at Federal Bank – OYOOR, the IFSC FDRL0001084 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Oyoor branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001084
MICR & cheque-truncation details
Cheques drawn on the Oyoor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001084 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Oyoor branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001084 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – OYOOR:
- The IFSC is exactly FDRL0001084 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and OYOOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Oyoor branch
The branch is located at OYOOR OYOOR OYOOR, which puts it inside Oyoor, the broader Kollam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Oyoor branch” — the verified location pin for IFSC FDRL0001084 should appear at the top of the results.
- Confirm the branch is open by calling 474-2466547 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001084 and your account number.
Verifying IFSC FDRL0001084 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001084 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 474-2466547.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Oyoor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001084, however, work 24x7.
Branch address & contact
Federal BankOyoor Branch
OYOOR OYOOR OYOOR
Oyoor, Kerala
Phone: 474-2466547
IFSC: FDRL0001084
Frequently asked questions
Can I use IFSC FDRL0001084 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001084 to send funds instantly.
How do I add Federal Bank Oyoor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001084, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001084 valid for NEFT and RTGS?
Yes. IFSC FDRL0001084 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Oyoor branch but serve different purposes.
Where is Federal Bank Oyoor branch located?
Federal Bank's Oyoor branch is located at OYOOR OYOOR OYOOR, Oyoor, Kerala.
What is the IFSC code of Federal Bank Oyoor branch?
The IFSC code of Federal Bank, Oyoor branch is FDRL0001084. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Federal Bank Oyoor branch?
You can reach the branch at 474-2466547 during regular banking hours.
Is IFSC FDRL0001084 the same for all accounts at Oyoor branch?
Yes. The IFSC FDRL0001084 is shared by every account held at Federal Bank's Oyoor branch. Only the account number changes from customer to customer.
Summary
The IFSC code FDRL0001084 belongs to Federal Bank's OYOOR branch, located at OYOOR OYOOR OYOOR in OYOOR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
