This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, NALBARI branch in NALBARI. The 11-digit IFSC FDRL0002427 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the NALBARI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002427 is the IFSC of Federal Bank's NALBARI branch. The format is fixed: FDRL = bank code, 0 = reserved, 002427 = branch identifier.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nalbari branch — IFSC FDRL0002427 — extends the bank's services to customers in and around Nalbari, Assam.
About this branch
The branch is located at 1ST FLOOR, RAJBONGSHI COMPLEX, NT ROAD, NALBARI, ASSAM 781 335. It serves the Nalbari region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002427 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Nalbari |
| IFSC Code | FDRL0002427 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR, RAJBONGSHI COMPLEX, NT ROAD, NALBARI, ASSAM 781 335 |
| City | Nalbari |
| District | Nalbari |
| State | Assam |
| STD Code | 91 |
| Phone | 9439135972 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's NALBARI branch came to be assigned the code FDRL0002427.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002427, money simply cannot be routed to the NALBARI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Nalbari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002427 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0002427
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002427 across all three.
How to use IFSC FDRL0002427 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's NALBARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002427.
- Confirm the bank name auto-populates as Federal Bank and the branch as NALBARI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NALBARI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's NALBARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002427 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank NALBARI (IFSC FDRL0002427)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002427 in your mobile or internet banking app, and the money is credited to the NALBARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002427 for Federal Bank – NALBARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002427 | Yes – FDRL0002427 | Yes – FDRL0002427 |
For most retail customers crediting the Nalbari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002427
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – NALBARI is still mapped to IFSC FDRL0002427. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002427 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nalbari branch
Once you have an account at Federal Bank – NALBARI, the IFSC FDRL0002427 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nalbari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9439135972.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002427
Online banking and IFSC FDRL0002427
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the NALBARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002427 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Nalbari branch
The branch is located at 1ST FLOOR, RAJBONGSHI COMPLEX, NT ROAD, NALBARI, ASSAM 781 335, which puts it inside Nalbari, the broader Nalbari district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Nalbari branch” — the verified location pin for IFSC FDRL0002427 should appear at the top of the results.
- Confirm the branch is open by calling 91-9439135972 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002427 and your account number.
Common mistakes to avoid when using IFSC FDRL0002427
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – NALBARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002427. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Nalbari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002427 continue to work without interruption.
Verifying IFSC FDRL0002427 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002427 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9439135972.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankNalbari Branch
1ST FLOOR, RAJBONGSHI COMPLEX, NT ROAD, NALBARI, ASSAM 781 335
Nalbari, Assam
Phone: 91-9439135972
IFSC: FDRL0002427
Frequently asked questions
Is IFSC FDRL0002427 valid for NEFT and RTGS?
Yes. IFSC FDRL0002427 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC FDRL0002427 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002427 to send funds instantly.
What is the phone number of Federal Bank Nalbari branch?
You can reach the branch at 91-9439135972 during regular banking hours.
Does Federal Bank Nalbari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9439135972 to confirm.
How quickly will an NEFT transfer using FDRL0002427 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Nalbari reflect within 30 minutes.
How do I add Federal Bank Nalbari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002427, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Federal Bank Nalbari branch?
The IFSC code of Federal Bank, Nalbari branch is FDRL0002427. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code FDRL0002427 belongs to Federal Bank's NALBARI branch, located at 1ST FLOOR, RAJBONGSHI COMPLEX, NT ROAD, NALBARI, ASSAM 781 335 in NALBARI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
