Use this page as a one-stop reference for everything related to Federal Bank's WADI branch in NAGPUR, MAHARASHTRA. The branch's IFSC code FDRL0001848 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001848 is the IFSC of Federal Bank's WADI branch. The format is fixed: FDRL = bank code, 0 = reserved, 001848 = branch identifier.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wadi branch in Nagpur, Maharashtra is part of this network and uses the IFSC code FDRL0001848 for all electronic settlement.
About this branch
The branch is located at SHOP NO 5,6,7 AND 8 ,TOWER 6, LAKE VIEW ENCLAVE ATOMIC ENERGY ROAD, AMRAVATI ROAD, WADI. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001848 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Wadi |
| IFSC Code | FDRL0001848 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 5,6,7 AND 8 ,TOWER 6, LAKE VIEW ENCLAVE ATOMIC ENERGY ROAD, AMRAVATI ROAD, WADI |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 7104 |
| Phone | 224045 |
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WADI of Federal Bank — its own 11-character IFSC. The code FDRL0001848 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001848 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Wadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001848 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001848
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001848 across all three.
How to use IFSC FDRL0001848 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's WADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001848.
- Confirm the bank name auto-populates as Federal Bank and the branch as WADI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to WADI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's WADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001848 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank WADI (IFSC FDRL0001848)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001848 in your mobile or internet banking app, and the money is credited to the WADI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001848 for Federal Bank – WADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001848 | Yes – FDRL0001848 | Yes – FDRL0001848 |
For most retail customers crediting the Wadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's WADI branch, the IFSC FDRL0001848 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Wadi branch is mapped to IFSC FDRL0001848 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001848.
Banking services available
The Wadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7104-224045.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001848
Digital banking channels
Most day-to-day work that customers used to do at the Wadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001848 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Wadi branch sits at SHOP NO 5,6,7 AND 8 ,TOWER 6, LAKE VIEW ENCLAVE ATOMIC ENERGY ROAD, AMRAVATI ROAD, WADI. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 7104-224045 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001848 and your account number.
Common mistakes to avoid when using IFSC FDRL0001848
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – WADI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001848. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001848, however, work 24x7.
Verifying IFSC FDRL0001848 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001848 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7104-224045.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankWadi Branch
SHOP NO 5,6,7 AND 8 ,TOWER 6, LAKE VIEW ENCLAVE ATOMIC ENERGY ROAD, AMRAVATI ROAD, WADI
Nagpur, Maharashtra
Phone: 7104-224045
IFSC: FDRL0001848
Frequently asked questions
How quickly will an NEFT transfer using FDRL0001848 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Wadi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Wadi branch but serve different purposes.
How do I add Federal Bank Wadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001848, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Wadi branch?
You can reach the branch at 7104-224045 during regular banking hours.
Does Federal Bank Wadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7104-224045 to confirm.
Is IFSC FDRL0001848 the same for all accounts at Wadi branch?
Yes. The IFSC FDRL0001848 is shared by every account held at Federal Bank's Wadi branch. Only the account number changes from customer to customer.
Where is Federal Bank Wadi branch located?
Federal Bank's Wadi branch is located at SHOP NO 5,6,7 AND 8 ,TOWER 6, LAKE VIEW ENCLAVE ATOMIC ENERGY ROAD, AMRAVATI ROAD, WADI, Nagpur, Maharashtra.
Final notes
To recap: FDRL0001848 is the IFSC code of Federal Bank, WADI branch, in NAGPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
