Use this page as a one-stop reference for everything related to Federal Bank's TREASURY DEPT branch in MUMBAI, MAHARASHTRA. The branch's IFSC code FDRL0000TSY is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's TREASURY DEPT branch, the IFSC FDRL0000TSY breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 000TSY identifies this particular branch.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Treasury Dept branch — IFSC FDRL0000TSY — extends the bank's services to customers in and around Mumbai, Maharashtra.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Treasury Dept |
| IFSC Code | FDRL0000TSY |
| MICR Code | Refer to cheque leaf |
| Branch Address | C-8, FIRST FLOOR, LAXMI TOWERS, BKC MUMBAI 400051 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 26566632 |
About the Treasury Dept branch
The Treasury Dept branch of Federal Bank is situated at C-8, FIRST FLOOR, LAXMI TOWERS, BKC MUMBAI 400051. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0000TSY is used.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TREASURY DEPT of Federal Bank — its own 11-character IFSC. The code FDRL0000TSY is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0000TSY the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Treasury Dept branch is mapped to IFSC FDRL0000TSY on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0000TSY.
Banking services available
The Treasury Dept branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-26566632.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0000TSY
How to transfer money using IFSC FDRL0000TSY
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0000TSY across all three.
How to use IFSC FDRL0000TSY for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's TREASURY DEPT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0000TSY.
- Confirm the bank name auto-populates as Federal Bank and the branch as TREASURY DEPT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0000TSY
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – TREASURY DEPT, ensure your bank's portal accepts IFSC FDRL0000TSY while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank TREASURY DEPT (IFSC FDRL0000TSY)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0000TSY in your mobile or internet banking app, and the money is credited to the TREASURY DEPT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0000TSY for Federal Bank – TREASURY DEPT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0000TSY | Yes – FDRL0000TSY | Yes – FDRL0000TSY |
For most retail customers crediting the Treasury Dept branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0000TSY
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – TREASURY DEPT is still mapped to IFSC FDRL0000TSY. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0000TSY and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Treasury Dept branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0000TSY is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Treasury Dept branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0000TSY for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC FDRL0000TSY
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – TREASURY DEPT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0000TSY. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Treasury Dept branch
The branch is located at C-8, FIRST FLOOR, LAXMI TOWERS, BKC MUMBAI 400051, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Treasury Dept branch” — the verified location pin for IFSC FDRL0000TSY should appear at the top of the results.
- Confirm the branch is open by calling 22-26566632 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0000TSY and your account number.
Verifying IFSC FDRL0000TSY from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0000TSY by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-26566632.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Treasury Dept branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0000TSY, however, work 24x7.
Branch address & contact
Federal BankTreasury Dept Branch
C-8, FIRST FLOOR, LAXMI TOWERS, BKC MUMBAI 400051
Mumbai, Maharashtra
Phone: 22-26566632
IFSC: FDRL0000TSY
Frequently asked questions
How do I add Federal Bank Treasury Dept as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0000TSY, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using FDRL0000TSY be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Treasury Dept reflect within 30 minutes.
Where is Federal Bank Treasury Dept branch located?
Federal Bank's Treasury Dept branch is located at C-8, FIRST FLOOR, LAXMI TOWERS, BKC MUMBAI 400051, Mumbai, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Treasury Dept branch but serve different purposes.
Can I use IFSC FDRL0000TSY for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0000TSY to send funds instantly.
Is IFSC FDRL0000TSY the same for all accounts at Treasury Dept branch?
Yes. The IFSC FDRL0000TSY is shared by every account held at Federal Bank's Treasury Dept branch. Only the account number changes from customer to customer.
Is IFSC FDRL0000TSY valid for NEFT and RTGS?
Yes. IFSC FDRL0000TSY is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code FDRL0000TSY belongs to Federal Bank's TREASURY DEPT branch, located at C-8, FIRST FLOOR, LAXMI TOWERS, BKC MUMBAI 400051 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
