Use this page as a one-stop reference for everything related to Federal Bank's MUMBAI GHATKOPAR branch in MUMBAI, MAHARASHTRA. The branch's IFSC code FDRL0001805 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001805 is the IFSC of Federal Bank's MUMBAI GHATKOPAR branch. The format is fixed: FDRL = bank code, 0 = reserved, 001805 = branch identifier.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mumbai Ghatkopar branch — IFSC FDRL0001805 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About the Mumbai Ghatkopar branch
The Mumbai Ghatkopar branch of Federal Bank is situated at SHOP NOS.1 AND 2,GROUND FLOOR,TRIKAL CHS LTD BLDG NO.310,90 FEET ROAD,GHATKOPAR EAST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001805 is used.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Mumbai Ghatkopar |
| IFSC Code | FDRL0001805 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NOS.1 AND 2,GROUND FLOOR,TRIKAL CHS LTD BLDG NO.310,90 FEET ROAD,GHATKOPAR EAST |
| City | Mumbai |
| District | Mumbai Suburban |
| State | Maharashtra |
| STD Code | 222 |
| Phone | 5012722 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's MUMBAI GHATKOPAR branch came to be assigned the code FDRL0001805.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001805, money simply cannot be routed to the MUMBAI GHATKOPAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Mumbai Ghatkopar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001805 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001805
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001805 across all three.
NEFT to Federal Bank, MUMBAI GHATKOPAR using IFSC FDRL0001805
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001805, and confirm that the system picks up Federal Bank – MUMBAI GHATKOPAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001805
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – MUMBAI GHATKOPAR, ensure your bank's portal accepts IFSC FDRL0001805 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – MUMBAI GHATKOPAR, use IMPS. With IFSC FDRL0001805 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001805 for Federal Bank – MUMBAI GHATKOPAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001805 | Yes – FDRL0001805 | Yes – FDRL0001805 |
For most retail customers crediting the Mumbai Ghatkopar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's MUMBAI GHATKOPAR branch, the IFSC FDRL0001805 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mumbai Ghatkopar branch is mapped to IFSC FDRL0001805 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001805.
Banking services available
The Mumbai Ghatkopar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 222-5012722.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001805
Online banking and IFSC FDRL0001805
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the MUMBAI GHATKOPAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001805 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mumbai Ghatkopar branch sits at SHOP NOS.1 AND 2,GROUND FLOOR,TRIKAL CHS LTD BLDG NO.310,90 FEET ROAD,GHATKOPAR EAST. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 222-5012722 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001805 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – MUMBAI GHATKOPAR:
- The IFSC is exactly FDRL0001805 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and MUMBAI GHATKOPAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai Ghatkopar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001805, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001805 for Federal Bank – MUMBAI GHATKOPAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Federal BankMumbai Ghatkopar Branch
SHOP NOS.1 AND 2,GROUND FLOOR,TRIKAL CHS LTD BLDG NO.310,90 FEET ROAD,GHATKOPAR EAST
Mumbai, Maharashtra
Phone: 222-5012722
IFSC: FDRL0001805
Frequently asked questions
How quickly will an NEFT transfer using FDRL0001805 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Mumbai Ghatkopar reflect within 30 minutes.
Is IFSC FDRL0001805 valid for NEFT and RTGS?
Yes. IFSC FDRL0001805 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC FDRL0001805 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001805 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai Ghatkopar branch but serve different purposes.
What is the phone number of Federal Bank Mumbai Ghatkopar branch?
You can reach the branch at 222-5012722 during regular banking hours.
Where is Federal Bank Mumbai Ghatkopar branch located?
Federal Bank's Mumbai Ghatkopar branch is located at SHOP NOS.1 AND 2,GROUND FLOOR,TRIKAL CHS LTD BLDG NO.310,90 FEET ROAD,GHATKOPAR EAST, Mumbai, Maharashtra.
Final notes
To recap: FDRL0001805 is the IFSC code of Federal Bank, MUMBAI GHATKOPAR branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
