IFSC Code of Federal Bank, Digital Personal Loan - Lentra Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, DIGITAL PERSONAL LOAN - LENTRA branch in MUMBAI. The 11-digit IFSC FDRL0007507 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the DIGITAL PERSONAL LOAN - LENTRA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – DIGITAL PERSONAL LOAN - LENTRA is FDRL0007507. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007507 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

About the bank

Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Digital Personal Loan - Lentra branch in Mumbai, Maharashtra is part of this network and uses the IFSC code FDRL0007507 for all electronic settlement.

About this branch

The branch is located at RETAIL ASSETS AND CARDS, 5TH FLOOR, A WING, LAXMI TOWERS, BKC, MUMBAI, MAHARASHTRA - 400051. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0007507 is used to identify this branch on the RBI payments network.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DIGITAL PERSONAL LOAN - LENTRA of Federal Bank — its own 11-character IFSC. The code FDRL0007507 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0007507 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC FDRL0007507

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0007507 across all three.

How to use IFSC FDRL0007507 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's DIGITAL PERSONAL LOAN - LENTRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FDRL0007507.
4. Confirm the bank name auto-populates as Federal Bank and the branch as DIGITAL PERSONAL LOAN - LENTRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DIGITAL PERSONAL LOAN - LENTRA

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's DIGITAL PERSONAL LOAN - LENTRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0007507 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank DIGITAL PERSONAL LOAN - LENTRA (IFSC FDRL0007507)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0007507 in your mobile or internet banking app, and the money is credited to the DIGITAL PERSONAL LOAN - LENTRA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Digital Personal Loan - Lentra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0007507:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DIGITAL PERSONAL LOAN - LENTRA is still linked to IFSC FDRL0007507.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC FDRL0007507

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – DIGITAL PERSONAL LOAN - LENTRA is still mapped to IFSC FDRL0007507. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0007507 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Digital Personal Loan - Lentra branch is mapped to IFSC FDRL0007507 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0007507.

Products and services

Customers walking into the Digital Personal Loan - Lentra branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0007507

MICR & cheque-truncation details

Cheques drawn on the Digital Personal Loan - Lentra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0007507 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC FDRL0007507

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the DIGITAL PERSONAL LOAN - LENTRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0007507 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – DIGITAL PERSONAL LOAN - LENTRA:

• The IFSC is exactly FDRL0007507 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and DIGITAL PERSONAL LOAN - LENTRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Digital Personal Loan - Lentra branch sits at RETAIL ASSETS AND CARDS, 5TH FLOOR, A WING, LAXMI TOWERS, BKC, MUMBAI, MAHARASHTRA - 400051. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-8281332977 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0007507 and your account number.

Verifying IFSC FDRL0007507 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0007507 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8281332977.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Digital Personal Loan - Lentra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0007507, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: FDRL0007507 is the IFSC code of Federal Bank, DIGITAL PERSONAL LOAN - LENTRA branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.