IFSC Code of Federal Bank, Business Solutions-Wholesale Banking Branch, Maharashtra

If you are searching for the IFSC code of Federal Bank, BUSINESS SOLUTIONS-WHOLESALE BANKING branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is FDRL0000IPO. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BUSINESS SOLUTIONS-WHOLESALE BANKING branch, and detailed step-by-step guides for using the IFSC FDRL0000IPO across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Federal Bank's BUSINESS SOLUTIONS-WHOLESALE BANKING branch, the IFSC FDRL0000IPO breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 000IPO identifies this particular branch.

About Federal Bank

Federal Bank operates a wide network of branches across India, including the Business Solutions-Wholesale Banking branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0000IPO.

About this branch

The branch is located at BUSINESS SOLUTIONS - WHOLESALE BANKING,FIFTH FLOOR,C WING,LAXMI TOWERS,BKC MUMBAI,MAHARASHTRA,INDIA-400051. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0000IPO is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's BUSINESS SOLUTIONS-WHOLESALE BANKING branch came to be assigned the code FDRL0000IPO.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0000IPO, money simply cannot be routed to the BUSINESS SOLUTIONS-WHOLESALE BANKING branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Business Solutions-Wholesale Banking branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0000IPO for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC FDRL0000IPO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0000IPO across all three.

NEFT to Federal Bank, BUSINESS SOLUTIONS-WHOLESALE BANKING using IFSC FDRL0000IPO

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0000IPO, and confirm that the system picks up Federal Bank – BUSINESS SOLUTIONS-WHOLESALE BANKING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC FDRL0000IPO

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – BUSINESS SOLUTIONS-WHOLESALE BANKING, ensure your bank's portal accepts IFSC FDRL0000IPO while registering the beneficiary. RTGS is also available 24x7.

IMPS to Federal Bank BUSINESS SOLUTIONS-WHOLESALE BANKING (IFSC FDRL0000IPO)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0000IPO in your mobile or internet banking app, and the money is credited to the BUSINESS SOLUTIONS-WHOLESALE BANKING branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Business Solutions-Wholesale Banking

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0000IPO:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BUSINESS SOLUTIONS-WHOLESALE BANKING is still linked to IFSC FDRL0000IPO.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC FDRL0000IPO

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – BUSINESS SOLUTIONS-WHOLESALE BANKING is still mapped to IFSC FDRL0000IPO. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0000IPO and the beneficiary's account number to complete the transfer.

Account types you can open at the Business Solutions-Wholesale Banking branch

Once you have an account at Federal Bank – BUSINESS SOLUTIONS-WHOLESALE BANKING, the IFSC FDRL0000IPO stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Business Solutions-Wholesale Banking branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9820190238.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0000IPO

Digital banking channels

Most day-to-day work that customers used to do at the Business Solutions-Wholesale Banking branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0000IPO is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Business Solutions-Wholesale Banking branch

The branch is located at BUSINESS SOLUTIONS - WHOLESALE BANKING,FIFTH FLOOR,C WING,LAXMI TOWERS,BKC MUMBAI,MAHARASHTRA,INDIA-400051, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Business Solutions-Wholesale Banking branch” — the verified location pin for IFSC FDRL0000IPO should appear at the top of the results.
2. Confirm the branch is open by calling 91-9820190238 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0000IPO and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – BUSINESS SOLUTIONS-WHOLESALE BANKING:

• The IFSC is exactly FDRL0000IPO with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and BUSINESS SOLUTIONS-WHOLESALE BANKING as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Business Solutions-Wholesale Banking branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0000IPO, however, work 24x7.

Verifying IFSC FDRL0000IPO from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0000IPO by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9820190238.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: FDRL0000IPO is the IFSC code of Federal Bank, BUSINESS SOLUTIONS-WHOLESALE BANKING branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.