Use this page as a one-stop reference for everything related to Federal Bank's MATHUR branch in MATHUR, KERALA. The branch's IFSC code FDRL0001146 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001146 is the IFSC of Federal Bank's MATHUR branch. The format is fixed: FDRL = bank code, 0 = reserved, 001146 = branch identifier.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mathur branch — IFSC FDRL0001146 — extends the bank's services to customers in and around Mathur, Kerala.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Mathur |
| IFSC Code | FDRL0001146 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHUNKAMANNAM CHUNKAMANNAM MATHUR |
| City | Mathur |
| District | Palakkad |
| State | Kerala |
| STD Code | 492 |
| Phone | 2214428 |
About this branch
The branch is located at CHUNKAMANNAM CHUNKAMANNAM MATHUR. It serves the Mathur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001146 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's MATHUR branch came to be assigned the code FDRL0001146.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001146, money simply cannot be routed to the MATHUR branch electronically.
Products and account variants supported
Every account opened at the Mathur branch is mapped to IFSC FDRL0001146 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001146.
Banking services available
The Mathur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 492-2214428.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001146
How to transfer money using IFSC FDRL0001146
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001146 across all three.
How to use IFSC FDRL0001146 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's MATHUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001146.
- Confirm the bank name auto-populates as Federal Bank and the branch as MATHUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MATHUR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's MATHUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001146 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank MATHUR (IFSC FDRL0001146)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001146 in your mobile or internet banking app, and the money is credited to the MATHUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001146 for Federal Bank – MATHUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001146 | Yes – FDRL0001146 | Yes – FDRL0001146 |
For most retail customers crediting the Mathur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001146
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – MATHUR is still mapped to IFSC FDRL0001146. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001146 and the beneficiary's account number to complete the transfer.
Online banking and IFSC FDRL0001146
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the MATHUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001146 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mathur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001146 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – MATHUR:
- The IFSC is exactly FDRL0001146 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and MATHUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mathur branch
The branch is located at CHUNKAMANNAM CHUNKAMANNAM MATHUR, which puts it inside Mathur, the broader Palakkad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Mathur branch” — the verified location pin for IFSC FDRL0001146 should appear at the top of the results.
- Confirm the branch is open by calling 492-2214428 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001146 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001146 for Federal Bank – MATHUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mathur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001146 continue to work without interruption.
Branch address & contact
Federal BankMathur Branch
CHUNKAMANNAM CHUNKAMANNAM MATHUR
Mathur, Kerala
Phone: 492-2214428
IFSC: FDRL0001146
Frequently asked questions
How quickly will an NEFT transfer using FDRL0001146 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Mathur reflect within 30 minutes.
Does Federal Bank Mathur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 492-2214428 to confirm.
What is the phone number of Federal Bank Mathur branch?
You can reach the branch at 492-2214428 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mathur branch but serve different purposes.
Where is Federal Bank Mathur branch located?
Federal Bank's Mathur branch is located at CHUNKAMANNAM CHUNKAMANNAM MATHUR, Mathur, Kerala.
How do I add Federal Bank Mathur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001146, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001146 valid for NEFT and RTGS?
Yes. IFSC FDRL0001146 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Federal Bank Mathur branch?
The IFSC code of Federal Bank, Mathur branch is FDRL0001146. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: FDRL0001146 is the IFSC code of Federal Bank, MATHUR branch, in MATHUR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
