IFSC Code of Federal Bank, Masinaickenpatti Ayothiapattinam Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, MASINAICKENPATTI AYOTHIAPATTINAM branch in MASINAICKENPATTI. The 11-digit IFSC FDRL0002599 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the MASINAICKENPATTI AYOTHIAPATTINAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – MASINAICKENPATTI AYOTHIAPATTINAM is FDRL0002599. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002599 map to this branch in MASINAICKENPATTI, TAMIL NADU.

About Federal Bank

Federal Bank operates a wide network of branches across India, including the Masinaickenpatti Ayothiapattinam branch in Masinaickenpatti. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002599.

About this branch

The branch is located at 3/284/E-G , ATTUR MAIN ROAD,PTR NAGAR,MASINAICKENPATTI,AYOTHIYAPATTINAM BLOCK, SALEM, TAMIL NADU -636103. It serves the Masinaickenpatti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002599 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's MASINAICKENPATTI AYOTHIAPATTINAM branch came to be assigned the code FDRL0002599.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002599, money simply cannot be routed to the MASINAICKENPATTI AYOTHIAPATTINAM branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002599 and the account number together uniquely identify the Masinaickenpatti Ayothiapattinam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC FDRL0002599

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002599 across all three.

NEFT to Federal Bank, MASINAICKENPATTI AYOTHIAPATTINAM using IFSC FDRL0002599

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002599, and confirm that the system picks up Federal Bank – MASINAICKENPATTI AYOTHIAPATTINAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MASINAICKENPATTI AYOTHIAPATTINAM

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's MASINAICKENPATTI AYOTHIAPATTINAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002599 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – MASINAICKENPATTI AYOTHIAPATTINAM, use IMPS. With IFSC FDRL0002599 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002599 for Federal Bank – MASINAICKENPATTI AYOTHIAPATTINAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Masinaickenpatti Ayothiapattinam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's MASINAICKENPATTI AYOTHIAPATTINAM branch, the IFSC FDRL0002599 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Masinaickenpatti Ayothiapattinam branch

Once you have an account at Federal Bank – MASINAICKENPATTI AYOTHIAPATTINAM, the IFSC FDRL0002599 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Masinaickenpatti Ayothiapattinam branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0002599

Online banking and IFSC FDRL0002599

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the MASINAICKENPATTI AYOTHIAPATTINAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002599 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Masinaickenpatti Ayothiapattinam branch sits at 3/284/E-G , ATTUR MAIN ROAD,PTR NAGAR,MASINAICKENPATTI,AYOTHIYAPATTINAM BLOCK, SALEM, TAMIL NADU -636103. If you are travelling from outside Masinaickenpatti, search for the branch on a maps application using the bank name and locality, or call 91-8778851867 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002599 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – MASINAICKENPATTI AYOTHIAPATTINAM:

• The IFSC is exactly FDRL0002599 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and MASINAICKENPATTI AYOTHIAPATTINAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Masinaickenpatti Ayothiapattinam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002599 continue to work without interruption.

Verifying IFSC FDRL0002599 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002599 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8778851867.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002599 belongs to Federal Bank's MASINAICKENPATTI AYOTHIAPATTINAM branch, located at 3/284/E-G , ATTUR MAIN ROAD,PTR NAGAR,MASINAICKENPATTI,AYOTHIYAPATTINAM BLOCK,… in MASINAICKENPATTI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.