If you are searching for the IFSC code of Federal Bank, STATE SOL GOA branch in MARGAO, GOA, this page has every detail you need. The verified IFSC code for this branch is FDRL0000806. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the STATE SOL GOA branch, and detailed step-by-step guides for using the IFSC FDRL0000806 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – STATE SOL GOA is FDRL0000806. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000806 map to this branch in MARGAO, GOA.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The State Sol Goa branch — IFSC FDRL0000806 — extends the bank's services to customers in and around Margao, Goa.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | State Sol Goa |
| IFSC Code | FDRL0000806 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR,BR.MARGAO,OPP.MARGAO GARDEN,SOUTH GOA |
| City | Margao |
| District | South Goa |
| State | Goa |
| STD Code | 0 |
| Phone | 0 |
About the State Sol Goa branch
The State Sol Goa branch of Federal Bank is situated at FIRST FLOOR,BR.MARGAO,OPP.MARGAO GARDEN,SOUTH GOA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0000806 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's STATE SOL GOA branch came to be assigned the code FDRL0000806.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0000806, money simply cannot be routed to the STATE SOL GOA branch electronically.
Products and account variants supported
Every account opened at the State Sol Goa branch is mapped to IFSC FDRL0000806 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0000806.
Products and services
Customers walking into the State Sol Goa branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0000806
How to transfer money using IFSC FDRL0000806
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0000806 across all three.
How to use IFSC FDRL0000806 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's STATE SOL GOA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0000806.
- Confirm the bank name auto-populates as Federal Bank and the branch as STATE SOL GOA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0000806
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – STATE SOL GOA, ensure your bank's portal accepts IFSC FDRL0000806 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – STATE SOL GOA, use IMPS. With IFSC FDRL0000806 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0000806 for Federal Bank – STATE SOL GOA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0000806 | Yes – FDRL0000806 | Yes – FDRL0000806 |
For most retail customers crediting the State Sol Goa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's STATE SOL GOA branch, the IFSC FDRL0000806 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC FDRL0000806
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the STATE SOL GOA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0000806 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the State Sol Goa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0000806 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC FDRL0000806
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – STATE SOL GOA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0000806. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the State Sol Goa branch
The branch is located at FIRST FLOOR,BR.MARGAO,OPP.MARGAO GARDEN,SOUTH GOA, which puts it inside Margao, the broader South Goa district, and the state of Goa. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank State Sol Goa branch” — the verified location pin for IFSC FDRL0000806 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0000806 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0000806 for Federal Bank – STATE SOL GOA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The State Sol Goa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0000806, however, work 24x7.
Branch address & contact
Federal BankState Sol Goa Branch
FIRST FLOOR,BR.MARGAO,OPP.MARGAO GARDEN,SOUTH GOA
Margao, Goa
Phone: 0
IFSC: FDRL0000806
Frequently asked questions
Is IFSC FDRL0000806 valid for NEFT and RTGS?
Yes. IFSC FDRL0000806 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Federal Bank State Sol Goa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0000806, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0000806 the same for all accounts at State Sol Goa branch?
Yes. The IFSC FDRL0000806 is shared by every account held at Federal Bank's State Sol Goa branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0000806 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – State Sol Goa reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the State Sol Goa branch but serve different purposes.
Where is Federal Bank State Sol Goa branch located?
Federal Bank's State Sol Goa branch is located at FIRST FLOOR,BR.MARGAO,OPP.MARGAO GARDEN,SOUTH GOA, Margao, Goa.
Does Federal Bank State Sol Goa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the phone number of Federal Bank State Sol Goa branch?
You can reach the branch at 0 during regular banking hours.
Final notes
To recap: FDRL0000806 is the IFSC code of Federal Bank, STATE SOL GOA branch, in MARGAO, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
