Below are the complete branch details for Federal Bank, THUVARIMAN branch, located in MADURAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002094. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002094 for Federal Bank – THUVARIMAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – THUVARIMAN is FDRL0002094. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002094 map to this branch in MADURAI, TAMIL NADU.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Thuvariman |
| IFSC Code | FDRL0002094 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO. 1/241, EAST STREET, THUVARIMAN |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 4522 |
| Phone | 475444 |
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thuvariman branch in Madurai, Tamil Nadu is part of this network and uses the IFSC code FDRL0002094 for all electronic settlement.
Thuvariman branch overview
Located at D.NO. 1/241, EAST STREET, THUVARIMAN, the Thuvariman branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002094 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's THUVARIMAN branch came to be assigned the code FDRL0002094.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002094, money simply cannot be routed to the THUVARIMAN branch electronically.
How to transfer money using IFSC FDRL0002094
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002094 across all three.
How to use IFSC FDRL0002094 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's THUVARIMAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002094.
- Confirm the bank name auto-populates as Federal Bank and the branch as THUVARIMAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THUVARIMAN
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THUVARIMAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002094 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – THUVARIMAN, use IMPS. With IFSC FDRL0002094 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002094 for Federal Bank – THUVARIMAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002094 | Yes – FDRL0002094 | Yes – FDRL0002094 |
For most retail customers crediting the Thuvariman branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's THUVARIMAN branch, the IFSC FDRL0002094 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Thuvariman branch
Once you have an account at Federal Bank – THUVARIMAN, the IFSC FDRL0002094 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thuvariman branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4522-475444.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002094
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002094 and the account number together uniquely identify the Thuvariman branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Thuvariman branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002094 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC FDRL0002094
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – THUVARIMAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002094. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Thuvariman branch sits at D.NO. 1/241, EAST STREET, THUVARIMAN. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 4522-475444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002094 and your account number.
Verifying IFSC FDRL0002094 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002094 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4522-475444.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thuvariman branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002094, however, work 24x7.
Branch address & contact
Federal BankThuvariman Branch
D.NO. 1/241, EAST STREET, THUVARIMAN
Madurai, Tamil Nadu
Phone: 4522-475444
IFSC: FDRL0002094
Frequently asked questions
How quickly will an NEFT transfer using FDRL0002094 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Thuvariman reflect within 30 minutes.
Can I use IFSC FDRL0002094 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002094 to send funds instantly.
Where is Federal Bank Thuvariman branch located?
Federal Bank's Thuvariman branch is located at D.NO. 1/241, EAST STREET, THUVARIMAN, Madurai, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thuvariman branch but serve different purposes.
How do I add Federal Bank Thuvariman as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002094, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0002094 the same for all accounts at Thuvariman branch?
Yes. The IFSC FDRL0002094 is shared by every account held at Federal Bank's Thuvariman branch. Only the account number changes from customer to customer.
Is IFSC FDRL0002094 valid for NEFT and RTGS?
Yes. IFSC FDRL0002094 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Federal Bank Thuvariman branch?
The IFSC code of Federal Bank, Thuvariman branch is FDRL0002094. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code FDRL0002094 belongs to Federal Bank's THUVARIMAN branch, located at D.NO. 1/241, EAST STREET, THUVARIMAN in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
