If you are searching for the IFSC code of Federal Bank, MADURAI VILLAPURAM branch in MADURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is FDRL0002546. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MADURAI VILLAPURAM branch, and detailed step-by-step guides for using the IFSC FDRL0002546 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – MADURAI VILLAPURAM is FDRL0002546. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002546 map to this branch in MADURAI, TAMIL NADU.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Madurai Villapuram branch — IFSC FDRL0002546 — extends the bank's services to customers in and around Madurai, Tamil Nadu.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Madurai Villapuram |
| IFSC Code | FDRL0002546 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.10, NEAR KISHORE HOSPITAL, ARUPUKOTTAI MAIN ROAD, VILLAPURAM, MADURAI, TAMIL NADU- 625012 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9677772626 |
About this branch
The branch is located at PLOT NO.10, NEAR KISHORE HOSPITAL, ARUPUKOTTAI MAIN ROAD, VILLAPURAM, MADURAI, TAMIL NADU- 625012. It serves the Madurai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002546 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MADURAI VILLAPURAM of Federal Bank — its own 11-character IFSC. The code FDRL0002546 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002546 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Madurai Villapuram branch is mapped to IFSC FDRL0002546 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002546.
Products and services
Customers walking into the Madurai Villapuram branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002546
How to transfer money using IFSC FDRL0002546
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002546 across all three.
How to use IFSC FDRL0002546 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's MADURAI VILLAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002546.
- Confirm the bank name auto-populates as Federal Bank and the branch as MADURAI VILLAPURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MADURAI VILLAPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's MADURAI VILLAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002546 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank MADURAI VILLAPURAM (IFSC FDRL0002546)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002546 in your mobile or internet banking app, and the money is credited to the MADURAI VILLAPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002546 for Federal Bank – MADURAI VILLAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002546 | Yes – FDRL0002546 | Yes – FDRL0002546 |
For most retail customers crediting the Madurai Villapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002546
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – MADURAI VILLAPURAM is still mapped to IFSC FDRL0002546. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002546 and the beneficiary's account number to complete the transfer.
Online banking and IFSC FDRL0002546
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the MADURAI VILLAPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002546 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002546 and the account number together uniquely identify the Madurai Villapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC FDRL0002546
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – MADURAI VILLAPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002546. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Madurai Villapuram branch sits at PLOT NO.10, NEAR KISHORE HOSPITAL, ARUPUKOTTAI MAIN ROAD, VILLAPURAM, MADURAI, TAMIL NADU- 625012. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 91-9677772626 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002546 and your account number.
Verifying IFSC FDRL0002546 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002546 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9677772626.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Madurai Villapuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002546 continue to work without interruption.
Branch address & contact
Federal BankMadurai Villapuram Branch
PLOT NO.10, NEAR KISHORE HOSPITAL, ARUPUKOTTAI MAIN ROAD, VILLAPURAM, MADURAI, TAMIL NADU- 625012
Madurai, Tamil Nadu
Phone: 91-9677772626
IFSC: FDRL0002546
Frequently asked questions
Does Federal Bank Madurai Villapuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9677772626 to confirm.
Can I use IFSC FDRL0002546 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002546 to send funds instantly.
Where is Federal Bank Madurai Villapuram branch located?
Federal Bank's Madurai Villapuram branch is located at PLOT NO.10, NEAR KISHORE HOSPITAL, ARUPUKOTTAI MAIN ROAD, VILLAPURAM, MADURAI, TAMIL NADU- 625012, Madurai, Tamil Nadu.
How quickly will an NEFT transfer using FDRL0002546 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Madurai Villapuram reflect within 30 minutes.
What is the IFSC code of Federal Bank Madurai Villapuram branch?
The IFSC code of Federal Bank, Madurai Villapuram branch is FDRL0002546. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Madurai Villapuram branch but serve different purposes.
How do I add Federal Bank Madurai Villapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002546, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code FDRL0002546 belongs to Federal Bank's MADURAI VILLAPURAM branch, located at PLOT NO.10, NEAR KISHORE HOSPITAL, ARUPUKOTTAI MAIN ROAD, VILLAPURAM, MADURAI,… in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
