If you are searching for the IFSC code of Federal Bank, MADURAI ANNA NAGAR branch in MADURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is FDRL0002188. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MADURAI ANNA NAGAR branch, and detailed step-by-step guides for using the IFSC FDRL0002188 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – MADURAI ANNA NAGAR is FDRL0002188. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002188 map to this branch in MADURAI, TAMIL NADU.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Madurai Anna Nagar branch in Madurai, Tamil Nadu is part of this network and uses the IFSC code FDRL0002188 for all electronic settlement.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Madurai Anna Nagar |
| IFSC Code | FDRL0002188 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FLAT NO 320, 80 FEET ROAD, ANNANAGAR P O , MADURAI, TAMIL NADU , 625020 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 452 |
| Phone | 2525161 |
Madurai Anna Nagar branch overview
Located at FLAT NO 320, 80 FEET ROAD, ANNANAGAR P O , MADURAI, TAMIL NADU , 625020, the Madurai Anna Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002188 is required for all interbank electronic transfers routed through this branch.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MADURAI ANNA NAGAR of Federal Bank — its own 11-character IFSC. The code FDRL0002188 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002188 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Madurai Anna Nagar branch is mapped to IFSC FDRL0002188 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002188.
Products and services
Customers walking into the Madurai Anna Nagar branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002188
How to transfer money using IFSC FDRL0002188
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002188 across all three.
NEFT to Federal Bank, MADURAI ANNA NAGAR using IFSC FDRL0002188
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002188, and confirm that the system picks up Federal Bank – MADURAI ANNA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0002188
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – MADURAI ANNA NAGAR, ensure your bank's portal accepts IFSC FDRL0002188 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank MADURAI ANNA NAGAR (IFSC FDRL0002188)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002188 in your mobile or internet banking app, and the money is credited to the MADURAI ANNA NAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Madurai Anna Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0002188:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MADURAI ANNA NAGAR is still linked to IFSC FDRL0002188.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's MADURAI ANNA NAGAR branch, the IFSC FDRL0002188 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Madurai Anna Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002188 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Madurai Anna Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002188 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC FDRL0002188
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – MADURAI ANNA NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002188. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Madurai Anna Nagar branch sits at FLAT NO 320, 80 FEET ROAD, ANNANAGAR P O , MADURAI, TAMIL NADU , 625020. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 452-2525161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002188 and your account number.
Verifying IFSC FDRL0002188 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002188 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 452-2525161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Madurai Anna Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002188 continue to work without interruption.
Branch address & contact
Federal BankMadurai Anna Nagar Branch
FLAT NO 320, 80 FEET ROAD, ANNANAGAR P O , MADURAI, TAMIL NADU , 625020
Madurai, Tamil Nadu
Phone: 452-2525161
IFSC: FDRL0002188
Frequently asked questions
How quickly will an NEFT transfer using FDRL0002188 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Madurai Anna Nagar reflect within 30 minutes.
Can I use IFSC FDRL0002188 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002188 to send funds instantly.
How do I add Federal Bank Madurai Anna Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002188, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Madurai Anna Nagar branch?
You can reach the branch at 452-2525161 during regular banking hours.
Is IFSC FDRL0002188 valid for NEFT and RTGS?
Yes. IFSC FDRL0002188 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Madurai Anna Nagar branch but serve different purposes.
Final notes
To recap: FDRL0002188 is the IFSC code of Federal Bank, MADURAI ANNA NAGAR branch, in MADURAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
