If you are searching for the IFSC code of Federal Bank, KOVILAPPANGUDI branch in MADURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is FDRL0002339. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOVILAPPANGUDI branch, and detailed step-by-step guides for using the IFSC FDRL0002339 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002339 is the IFSC of Federal Bank's KOVILAPPANGUDI branch. The format is fixed: FDRL = bank code, 0 = reserved, 002339 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kovilappangudi |
| IFSC Code | FDRL0002339 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2/396 D, NEAR MAHARISHI VIDHYA MANDIR SCHOOL,KOVILAPPANGUDI MAIN ROAD,MADURAI-625018 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 8883392552 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Kovilappangudi branch in Madurai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002339.
About the Kovilappangudi branch
The Kovilappangudi branch of Federal Bank is situated at 2/396 D, NEAR MAHARISHI VIDHYA MANDIR SCHOOL,KOVILAPPANGUDI MAIN ROAD,MADURAI-625018. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0002339 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KOVILAPPANGUDI branch came to be assigned the code FDRL0002339.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002339, money simply cannot be routed to the KOVILAPPANGUDI branch electronically.
How to transfer money using IFSC FDRL0002339
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002339 across all three.
How to use IFSC FDRL0002339 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's KOVILAPPANGUDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002339.
- Confirm the bank name auto-populates as Federal Bank and the branch as KOVILAPPANGUDI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KOVILAPPANGUDI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KOVILAPPANGUDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002339 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – KOVILAPPANGUDI, use IMPS. With IFSC FDRL0002339 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002339 for Federal Bank – KOVILAPPANGUDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002339 | Yes – FDRL0002339 | Yes – FDRL0002339 |
For most retail customers crediting the Kovilappangudi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's KOVILAPPANGUDI branch, the IFSC FDRL0002339 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kovilappangudi branch is mapped to IFSC FDRL0002339 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002339.
Banking services available
The Kovilappangudi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8883392552.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002339
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002339 and the account number together uniquely identify the Kovilappangudi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC FDRL0002339
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KOVILAPPANGUDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002339 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – KOVILAPPANGUDI:
- The IFSC is exactly FDRL0002339 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and KOVILAPPANGUDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kovilappangudi branch sits at 2/396 D, NEAR MAHARISHI VIDHYA MANDIR SCHOOL,KOVILAPPANGUDI MAIN ROAD,MADURAI-625018. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 91-8883392552 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002339 and your account number.
Verifying IFSC FDRL0002339 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002339 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8883392552.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kovilappangudi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002339 continue to work without interruption.
Branch address & contact
Federal BankKovilappangudi Branch
2/396 D, NEAR MAHARISHI VIDHYA MANDIR SCHOOL,KOVILAPPANGUDI MAIN ROAD,MADURAI-625018
Madurai, Tamil Nadu
Phone: 91-8883392552
IFSC: FDRL0002339
Frequently asked questions
Is IFSC FDRL0002339 valid for NEFT and RTGS?
Yes. IFSC FDRL0002339 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kovilappangudi branch but serve different purposes.
Is IFSC FDRL0002339 the same for all accounts at Kovilappangudi branch?
Yes. The IFSC FDRL0002339 is shared by every account held at Federal Bank's Kovilappangudi branch. Only the account number changes from customer to customer.
What is the phone number of Federal Bank Kovilappangudi branch?
You can reach the branch at 91-8883392552 during regular banking hours.
Does Federal Bank Kovilappangudi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8883392552 to confirm.
How quickly will an NEFT transfer using FDRL0002339 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kovilappangudi reflect within 30 minutes.
Summary
The IFSC code FDRL0002339 belongs to Federal Bank's KOVILAPPANGUDI branch, located at 2/396 D, NEAR MAHARISHI VIDHYA MANDIR SCHOOL,KOVILAPPANGUDI MAIN… in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
