If you are searching for the IFSC code of Federal Bank, LUCKNOW GOMTI NAGAR branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is FDRL0001679. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LUCKNOW GOMTI NAGAR branch, and detailed step-by-step guides for using the IFSC FDRL0001679 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001679 is the IFSC of Federal Bank's LUCKNOW GOMTI NAGAR branch. The format is fixed: FDRL = bank code, 0 = reserved, 001679 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Lucknow Gomti Nagar |
| IFSC Code | FDRL0001679 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2/8, VIVEK KHAND, GOMTI NAGAR, LUCKNOW DIST. |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 522 |
| Phone | 2391686 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Lucknow Gomti Nagar branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001679.
About this branch
The branch is located at 2/8, VIVEK KHAND, GOMTI NAGAR, LUCKNOW DIST.. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001679 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LUCKNOW GOMTI NAGAR of Federal Bank — its own 11-character IFSC. The code FDRL0001679 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001679 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001679
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001679 across all three.
NEFT to Federal Bank, LUCKNOW GOMTI NAGAR using IFSC FDRL0001679
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001679, and confirm that the system picks up Federal Bank – LUCKNOW GOMTI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LUCKNOW GOMTI NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's LUCKNOW GOMTI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001679 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank LUCKNOW GOMTI NAGAR (IFSC FDRL0001679)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001679 in your mobile or internet banking app, and the money is credited to the LUCKNOW GOMTI NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001679 for Federal Bank – LUCKNOW GOMTI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001679 | Yes – FDRL0001679 | Yes – FDRL0001679 |
For most retail customers crediting the Lucknow Gomti Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's LUCKNOW GOMTI NAGAR branch, the IFSC FDRL0001679 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Lucknow Gomti Nagar branch is mapped to IFSC FDRL0001679 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001679.
Banking services available
The Lucknow Gomti Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 522-2391686.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001679
MICR & cheque-truncation details
Cheques drawn on the Lucknow Gomti Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001679 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Lucknow Gomti Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001679 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC FDRL0001679
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – LUCKNOW GOMTI NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001679. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Lucknow Gomti Nagar branch
The branch is located at 2/8, VIVEK KHAND, GOMTI NAGAR, LUCKNOW DIST., which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Lucknow Gomti Nagar branch” — the verified location pin for IFSC FDRL0001679 should appear at the top of the results.
- Confirm the branch is open by calling 522-2391686 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001679 and your account number.
Verifying IFSC FDRL0001679 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001679 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 522-2391686.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lucknow Gomti Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001679, however, work 24x7.
Branch address & contact
Federal BankLucknow Gomti Nagar Branch
2/8, VIVEK KHAND, GOMTI NAGAR, LUCKNOW DIST.
Lucknow, Uttar Pradesh
Phone: 522-2391686
IFSC: FDRL0001679
Frequently asked questions
What is the phone number of Federal Bank Lucknow Gomti Nagar branch?
You can reach the branch at 522-2391686 during regular banking hours.
How do I add Federal Bank Lucknow Gomti Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001679, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001679 the same for all accounts at Lucknow Gomti Nagar branch?
Yes. The IFSC FDRL0001679 is shared by every account held at Federal Bank's Lucknow Gomti Nagar branch. Only the account number changes from customer to customer.
Is IFSC FDRL0001679 valid for NEFT and RTGS?
Yes. IFSC FDRL0001679 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC FDRL0001679 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001679 to send funds instantly.
Does Federal Bank Lucknow Gomti Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 522-2391686 to confirm.
Summary
The IFSC code FDRL0001679 belongs to Federal Bank's LUCKNOW GOMTI NAGAR branch, located at 2/8, VIVEK KHAND, GOMTI NAGAR, LUCKNOW DIST. in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
