This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, KRISHNAGIRI branch in KRISHNAGIRI. The 11-digit IFSC FDRL0001993 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the KRISHNAGIRI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's KRISHNAGIRI branch, the IFSC FDRL0001993 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001993 identifies this particular branch.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Krishnagiri branch in Krishnagiri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001993.
About this branch
The branch is located at DOOR NO 76/4, GROUND FLOOR, 2ND CROSS STREET, CO-OPERATIVE COLONY, KRISHNAGIRI DIST.. It serves the Krishnagiri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001993 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Krishnagiri |
| IFSC Code | FDRL0001993 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 76/4, GROUND FLOOR, 2ND CROSS STREET, CO-OPERATIVE COLONY, KRISHNAGIRI DIST. |
| City | Krishnagiri |
| District | Krishnagiri |
| State | Tamil Nadu |
| STD Code | 4343 |
| Phone | 232168 |
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KRISHNAGIRI of Federal Bank — its own 11-character IFSC. The code FDRL0001993 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001993 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Krishnagiri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001993 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001993
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001993 across all three.
NEFT to Federal Bank, KRISHNAGIRI using IFSC FDRL0001993
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001993, and confirm that the system picks up Federal Bank – KRISHNAGIRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001993
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – KRISHNAGIRI, ensure your bank's portal accepts IFSC FDRL0001993 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – KRISHNAGIRI, use IMPS. With IFSC FDRL0001993 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Krishnagiri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001993:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KRISHNAGIRI is still linked to IFSC FDRL0001993.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001993
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – KRISHNAGIRI is still mapped to IFSC FDRL0001993. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001993 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Krishnagiri branch is mapped to IFSC FDRL0001993 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001993.
Products and services
Customers walking into the Krishnagiri branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001993
Online banking and IFSC FDRL0001993
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KRISHNAGIRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001993 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Krishnagiri branch
The branch is located at DOOR NO 76/4, GROUND FLOOR, 2ND CROSS STREET, CO-OPERATIVE COLONY, KRISHNAGIRI DIST., which puts it inside Krishnagiri, the broader Krishnagiri district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Krishnagiri branch” — the verified location pin for IFSC FDRL0001993 should appear at the top of the results.
- Confirm the branch is open by calling 4343-232168 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001993 and your account number.
Common mistakes to avoid when using IFSC FDRL0001993
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – KRISHNAGIRI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001993. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Krishnagiri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001993, however, work 24x7.
Verifying IFSC FDRL0001993 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001993 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4343-232168.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankKrishnagiri Branch
DOOR NO 76/4, GROUND FLOOR, 2ND CROSS STREET, CO-OPERATIVE COLONY, KRISHNAGIRI DIST.
Krishnagiri, Tamil Nadu
Phone: 4343-232168
IFSC: FDRL0001993
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Krishnagiri branch but serve different purposes.
What is the IFSC code of Federal Bank Krishnagiri branch?
The IFSC code of Federal Bank, Krishnagiri branch is FDRL0001993. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Federal Bank Krishnagiri branch?
You can reach the branch at 4343-232168 during regular banking hours.
Does Federal Bank Krishnagiri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4343-232168 to confirm.
Can I use IFSC FDRL0001993 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001993 to send funds instantly.
How do I add Federal Bank Krishnagiri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001993, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Federal Bank Krishnagiri branch located?
Federal Bank's Krishnagiri branch is located at DOOR NO 76/4, GROUND FLOOR, 2ND CROSS STREET, CO-OPERATIVE COLONY, KRISHNAGIRI DIST., Krishnagiri, Tamil Nadu.
Is IFSC FDRL0001993 the same for all accounts at Krishnagiri branch?
Yes. The IFSC FDRL0001993 is shared by every account held at Federal Bank's Krishnagiri branch. Only the account number changes from customer to customer.
Final notes
To recap: FDRL0001993 is the IFSC code of Federal Bank, KRISHNAGIRI branch, in KRISHNAGIRI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
