If you are searching for the IFSC code of Federal Bank, KONNI branch in KONNI, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0001065. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KONNI branch, and detailed step-by-step guides for using the IFSC FDRL0001065 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – KONNI is FDRL0001065. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001065 map to this branch in KONNI, KERALA.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Konni branch in Konni. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001065.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Konni |
| IFSC Code | FDRL0001065 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP. PRIVATE BUS STAND PATHANAMTHITTA |
| City | Konni |
| District | Pathanamthitta |
| State | Kerala |
| STD Code | 468 |
| Phone | 2242421 |
About this branch
The branch is located at OPP. PRIVATE BUS STAND PATHANAMTHITTA. It serves the Konni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001065 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KONNI branch came to be assigned the code FDRL0001065.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001065, money simply cannot be routed to the KONNI branch electronically.
Account types you can open at the Konni branch
Once you have an account at Federal Bank – KONNI, the IFSC FDRL0001065 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Konni branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001065
How to transfer money using IFSC FDRL0001065
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001065 across all three.
How to use IFSC FDRL0001065 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's KONNI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001065.
- Confirm the bank name auto-populates as Federal Bank and the branch as KONNI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KONNI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KONNI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001065 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank KONNI (IFSC FDRL0001065)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001065 in your mobile or internet banking app, and the money is credited to the KONNI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001065 for Federal Bank – KONNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001065 | Yes – FDRL0001065 | Yes – FDRL0001065 |
For most retail customers crediting the Konni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001065
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – KONNI is still mapped to IFSC FDRL0001065. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001065 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Konni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001065 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Konni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001065 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC FDRL0001065
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – KONNI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001065. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Konni branch sits at OPP. PRIVATE BUS STAND PATHANAMTHITTA. If you are travelling from outside Konni, search for the branch on a maps application using the bank name and locality, or call 468-2242421 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001065 and your account number.
Verifying IFSC FDRL0001065 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001065 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 468-2242421.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Konni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001065, however, work 24x7.
Branch address & contact
Federal BankKonni Branch
OPP. PRIVATE BUS STAND PATHANAMTHITTA
Konni, Kerala
Phone: 468-2242421
IFSC: FDRL0001065
Frequently asked questions
Where is Federal Bank Konni branch located?
Federal Bank's Konni branch is located at OPP. PRIVATE BUS STAND PATHANAMTHITTA, Konni, Kerala.
Is IFSC FDRL0001065 valid for NEFT and RTGS?
Yes. IFSC FDRL0001065 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Konni branch but serve different purposes.
Is IFSC FDRL0001065 the same for all accounts at Konni branch?
Yes. The IFSC FDRL0001065 is shared by every account held at Federal Bank's Konni branch. Only the account number changes from customer to customer.
Can I use IFSC FDRL0001065 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001065 to send funds instantly.
How quickly will an NEFT transfer using FDRL0001065 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Konni reflect within 30 minutes.
Does Federal Bank Konni branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 468-2242421 to confirm.
Summary
The IFSC code FDRL0001065 belongs to Federal Bank's KONNI branch, located at OPP. PRIVATE BUS STAND PATHANAMTHITTA in KONNI, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
