Use this page as a one-stop reference for everything related to Federal Bank's KOLKATA C.R.AVENUE branch in KOLKATA, WEST BENGAL. The branch's IFSC code FDRL0001103 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001103 is the IFSC of Federal Bank's KOLKATA C.R.AVENUE branch. The format is fixed: FDRL = bank code, 0 = reserved, 001103 = branch identifier.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kolkata C.R.Avenue branch in Kolkata, West Bengal is part of this network and uses the IFSC code FDRL0001103 for all electronic settlement.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kolkata C.R.Avenue |
| IFSC Code | FDRL0001103 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 8 CHITTARANJAN AVENUE KOLKATA KOLKATA |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 332 |
| Phone | 22126352 |
About the Kolkata C.R.Avenue branch
The Kolkata C.R.Avenue branch of Federal Bank is situated at 8 CHITTARANJAN AVENUE KOLKATA KOLKATA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001103 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KOLKATA C.R.AVENUE branch came to be assigned the code FDRL0001103.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001103, money simply cannot be routed to the KOLKATA C.R.AVENUE branch electronically.
Products and account variants supported
Every account opened at the Kolkata C.R.Avenue branch is mapped to IFSC FDRL0001103 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001103.
Products and services
Customers walking into the Kolkata C.R.Avenue branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001103
How to transfer money using IFSC FDRL0001103
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001103 across all three.
NEFT to Federal Bank, KOLKATA C.R.AVENUE using IFSC FDRL0001103
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001103, and confirm that the system picks up Federal Bank – KOLKATA C.R.AVENUE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KOLKATA C.R.AVENUE
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KOLKATA C.R.AVENUE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001103 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – KOLKATA C.R.AVENUE, use IMPS. With IFSC FDRL0001103 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001103 for Federal Bank – KOLKATA C.R.AVENUE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001103 | Yes – FDRL0001103 | Yes – FDRL0001103 |
For most retail customers crediting the Kolkata C.R.Avenue branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's KOLKATA C.R.AVENUE branch, the IFSC FDRL0001103 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Kolkata C.R.Avenue branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001103 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001103 and the account number together uniquely identify the Kolkata C.R.Avenue branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – KOLKATA C.R.AVENUE:
- The IFSC is exactly FDRL0001103 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and KOLKATA C.R.AVENUE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kolkata C.R.Avenue branch sits at 8 CHITTARANJAN AVENUE KOLKATA KOLKATA. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 332-22126352 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001103 and your account number.
Verifying IFSC FDRL0001103 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001103 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 332-22126352.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kolkata C.R.Avenue are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001103 continue to work without interruption.
Branch address & contact
Federal BankKolkata C.R.Avenue Branch
8 CHITTARANJAN AVENUE KOLKATA KOLKATA
Kolkata, West Bengal
Phone: 332-22126352
IFSC: FDRL0001103
Frequently asked questions
Is IFSC FDRL0001103 the same for all accounts at Kolkata C.R.Avenue branch?
Yes. The IFSC FDRL0001103 is shared by every account held at Federal Bank's Kolkata C.R.Avenue branch. Only the account number changes from customer to customer.
Where is Federal Bank Kolkata C.R.Avenue branch located?
Federal Bank's Kolkata C.R.Avenue branch is located at 8 CHITTARANJAN AVENUE KOLKATA KOLKATA, Kolkata, West Bengal.
How quickly will an NEFT transfer using FDRL0001103 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kolkata C.R.Avenue reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kolkata C.R.Avenue branch but serve different purposes.
Does Federal Bank Kolkata C.R.Avenue branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 332-22126352 to confirm.
Can I use IFSC FDRL0001103 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001103 to send funds instantly.
Summary
The IFSC code FDRL0001103 belongs to Federal Bank's KOLKATA C.R.AVENUE branch, located at 8 CHITTARANJAN AVENUE KOLKATA KOLKATA in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
