Below are the complete branch details for Federal Bank, KOLKATA BBD BAGH branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002153. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002153 for Federal Bank – KOLKATA BBD BAGH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002153 is the IFSC of Federal Bank's KOLKATA BBD BAGH branch. The format is fixed: FDRL = bank code, 0 = reserved, 002153 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kolkata Bbd Bagh |
| IFSC Code | FDRL0002153 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLISA HOUSE,4,GOVERNMENT PLACE NORTH,GPO GENERAL POST OFFICE KOLKATA 700001 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 621 |
| Phone | 2223076 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Kolkata Bbd Bagh branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002153.
About the Kolkata Bbd Bagh branch
The Kolkata Bbd Bagh branch of Federal Bank is situated at OLISA HOUSE,4,GOVERNMENT PLACE NORTH,GPO GENERAL POST OFFICE KOLKATA 700001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0002153 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KOLKATA BBD BAGH branch came to be assigned the code FDRL0002153.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002153, money simply cannot be routed to the KOLKATA BBD BAGH branch electronically.
How to transfer money using IFSC FDRL0002153
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002153 across all three.
How to use IFSC FDRL0002153 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's KOLKATA BBD BAGH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002153.
- Confirm the bank name auto-populates as Federal Bank and the branch as KOLKATA BBD BAGH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KOLKATA BBD BAGH
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KOLKATA BBD BAGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002153 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank KOLKATA BBD BAGH (IFSC FDRL0002153)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002153 in your mobile or internet banking app, and the money is credited to the KOLKATA BBD BAGH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002153 for Federal Bank – KOLKATA BBD BAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002153 | Yes – FDRL0002153 | Yes – FDRL0002153 |
For most retail customers crediting the Kolkata Bbd Bagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's KOLKATA BBD BAGH branch, the IFSC FDRL0002153 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kolkata Bbd Bagh branch is mapped to IFSC FDRL0002153 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002153.
Products and services
Customers walking into the Kolkata Bbd Bagh branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002153
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002153 and the account number together uniquely identify the Kolkata Bbd Bagh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kolkata Bbd Bagh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002153 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC FDRL0002153
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – KOLKATA BBD BAGH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002153. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kolkata Bbd Bagh branch sits at OLISA HOUSE,4,GOVERNMENT PLACE NORTH,GPO GENERAL POST OFFICE KOLKATA 700001. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 621-2223076 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002153 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0002153 for Federal Bank – KOLKATA BBD BAGH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kolkata Bbd Bagh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002153, however, work 24x7.
Branch address & contact
Federal BankKolkata Bbd Bagh Branch
OLISA HOUSE,4,GOVERNMENT PLACE NORTH,GPO GENERAL POST OFFICE KOLKATA 700001
Kolkata, West Bengal
Phone: 621-2223076
IFSC: FDRL0002153
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kolkata Bbd Bagh branch but serve different purposes.
What is the phone number of Federal Bank Kolkata Bbd Bagh branch?
You can reach the branch at 621-2223076 during regular banking hours.
Does Federal Bank Kolkata Bbd Bagh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 621-2223076 to confirm.
Can I use IFSC FDRL0002153 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002153 to send funds instantly.
Where is Federal Bank Kolkata Bbd Bagh branch located?
Federal Bank's Kolkata Bbd Bagh branch is located at OLISA HOUSE,4,GOVERNMENT PLACE NORTH,GPO GENERAL POST OFFICE KOLKATA 700001, Kolkata, West Bengal.
How quickly will an NEFT transfer using FDRL0002153 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kolkata Bbd Bagh reflect within 30 minutes.
What is the IFSC code of Federal Bank Kolkata Bbd Bagh branch?
The IFSC code of Federal Bank, Kolkata Bbd Bagh branch is FDRL0002153. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC FDRL0002153 the same for all accounts at Kolkata Bbd Bagh branch?
Yes. The IFSC FDRL0002153 is shared by every account held at Federal Bank's Kolkata Bbd Bagh branch. Only the account number changes from customer to customer.
Summary
The IFSC code FDRL0002153 belongs to Federal Bank's KOLKATA BBD BAGH branch, located at OLISA HOUSE,4,GOVERNMENT PLACE NORTH,GPO GENERAL POST OFFICE KOLKATA 700001 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
