This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, KOHIMA branch in KOHIMA. The 11-digit IFSC FDRL0001967 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the KOHIMA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – KOHIMA is FDRL0001967. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001967 map to this branch in KOHIMA, NAGALAND.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kohima |
| IFSC Code | FDRL0001967 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KROS PLAZA, T.C.P.GATE NAGALAND |
| City | Kohima |
| District | Adilabad |
| State | Nagaland |
| STD Code | 370 |
| Phone | 2292077 |
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kohima branch in Kohima, Nagaland is part of this network and uses the IFSC code FDRL0001967 for all electronic settlement.
About this branch
The branch is located at KROS PLAZA, T.C.P.GATE NAGALAND. It serves the Kohima region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001967 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KOHIMA branch came to be assigned the code FDRL0001967.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001967, money simply cannot be routed to the KOHIMA branch electronically.
How to transfer money using IFSC FDRL0001967
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001967 across all three.
NEFT to Federal Bank, KOHIMA using IFSC FDRL0001967
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001967, and confirm that the system picks up Federal Bank – KOHIMA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001967
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – KOHIMA, ensure your bank's portal accepts IFSC FDRL0001967 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – KOHIMA, use IMPS. With IFSC FDRL0001967 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kohima
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001967:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOHIMA is still linked to IFSC FDRL0001967.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001967
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – KOHIMA is still mapped to IFSC FDRL0001967. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001967 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kohima branch
Once you have an account at Federal Bank – KOHIMA, the IFSC FDRL0001967 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kohima branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001967
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001967 and the account number together uniquely identify the Kohima branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC FDRL0001967
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KOHIMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001967 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – KOHIMA:
- The IFSC is exactly FDRL0001967 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and KOHIMA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kohima branch
The branch is located at KROS PLAZA, T.C.P.GATE NAGALAND, which puts it inside Kohima, the broader Adilabad district, and the state of Nagaland. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Kohima branch” — the verified location pin for IFSC FDRL0001967 should appear at the top of the results.
- Confirm the branch is open by calling 370-2292077 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001967 and your account number.
Verifying IFSC FDRL0001967 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001967 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 370-2292077.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kohima branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001967, however, work 24x7.
Branch address & contact
Federal BankKohima Branch
KROS PLAZA, T.C.P.GATE NAGALAND
Kohima, Nagaland
Phone: 370-2292077
IFSC: FDRL0001967
Frequently asked questions
Can I use IFSC FDRL0001967 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001967 to send funds instantly.
What is the IFSC code of Federal Bank Kohima branch?
The IFSC code of Federal Bank, Kohima branch is FDRL0001967. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using FDRL0001967 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kohima reflect within 30 minutes.
Is IFSC FDRL0001967 the same for all accounts at Kohima branch?
Yes. The IFSC FDRL0001967 is shared by every account held at Federal Bank's Kohima branch. Only the account number changes from customer to customer.
How do I add Federal Bank Kohima as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001967, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001967 valid for NEFT and RTGS?
Yes. IFSC FDRL0001967 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kohima branch but serve different purposes.
Summary
The IFSC code FDRL0001967 belongs to Federal Bank's KOHIMA branch, located at KROS PLAZA, T.C.P.GATE NAGALAND in KOHIMA, NAGALAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
