Below are the complete branch details for Federal Bank, KINNIGOLI branch, located in KINNIGOLI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002007. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002007 for Federal Bank – KINNIGOLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002007 is the IFSC of Federal Bank's KINNIGOLI branch. The format is fixed: FDRL = bank code, 0 = reserved, 002007 = branch identifier.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kinnigoli branch in Kinnigoli, Karnataka is part of this network and uses the IFSC code FDRL0002007 for all electronic settlement.
About this branch
The branch is located at C4 AND C5,PRINTOS GOLDEN CASTLE,TALIPADY ROAD, NEXT TO BSNL OFFICE,KINNIGOLI,DAKSHIN KANNAD 574150. It serves the Kinnigoli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002007 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kinnigoli |
| IFSC Code | FDRL0002007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C4 AND C5,PRINTOS GOLDEN CASTLE,TALIPADY ROAD, NEXT TO BSNL OFFICE,KINNIGOLI,DAKSHIN KANNAD 574150 |
| City | Kinnigoli |
| District | Dakshin Kannad |
| State | Karnataka |
| STD Code | 81 |
| Phone | 82271998 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KINNIGOLI branch came to be assigned the code FDRL0002007.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002007, money simply cannot be routed to the KINNIGOLI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kinnigoli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0002007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002007 across all three.
NEFT to Federal Bank, KINNIGOLI using IFSC FDRL0002007
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002007, and confirm that the system picks up Federal Bank – KINNIGOLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0002007
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – KINNIGOLI, ensure your bank's portal accepts IFSC FDRL0002007 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank KINNIGOLI (IFSC FDRL0002007)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002007 in your mobile or internet banking app, and the money is credited to the KINNIGOLI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kinnigoli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0002007:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KINNIGOLI is still linked to IFSC FDRL0002007.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0002007
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – KINNIGOLI is still mapped to IFSC FDRL0002007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002007 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kinnigoli branch is mapped to IFSC FDRL0002007 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002007.
Products and services
Customers walking into the Kinnigoli branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002007
Online banking and IFSC FDRL0002007
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KINNIGOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kinnigoli branch sits at C4 AND C5,PRINTOS GOLDEN CASTLE,TALIPADY ROAD, NEXT TO BSNL OFFICE,KINNIGOLI,DAKSHIN KANNAD 574150. If you are travelling from outside Kinnigoli, search for the branch on a maps application using the bank name and locality, or call 81-82271998 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002007 and your account number.
Common mistakes to avoid when using IFSC FDRL0002007
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – KINNIGOLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0002007. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kinnigoli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002007 continue to work without interruption.
Verifying IFSC FDRL0002007 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002007 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 81-82271998.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankKinnigoli Branch
C4 AND C5,PRINTOS GOLDEN CASTLE,TALIPADY ROAD, NEXT TO BSNL OFFICE,KINNIGOLI,DAKSHIN KANNAD 574150
Kinnigoli, Karnataka
Phone: 81-82271998
IFSC: FDRL0002007
Frequently asked questions
How do I add Federal Bank Kinnigoli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002007, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Federal Bank Kinnigoli branch located?
Federal Bank's Kinnigoli branch is located at C4 AND C5,PRINTOS GOLDEN CASTLE,TALIPADY ROAD, NEXT TO BSNL OFFICE,KINNIGOLI,DAKSHIN KANNAD 574150, Kinnigoli, Karnataka.
Can I use IFSC FDRL0002007 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002007 to send funds instantly.
What is the phone number of Federal Bank Kinnigoli branch?
You can reach the branch at 81-82271998 during regular banking hours.
Does Federal Bank Kinnigoli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 81-82271998 to confirm.
Is IFSC FDRL0002007 the same for all accounts at Kinnigoli branch?
Yes. The IFSC FDRL0002007 is shared by every account held at Federal Bank's Kinnigoli branch. Only the account number changes from customer to customer.
Is IFSC FDRL0002007 valid for NEFT and RTGS?
Yes. IFSC FDRL0002007 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using FDRL0002007 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kinnigoli reflect within 30 minutes.
Summary
The IFSC code FDRL0002007 belongs to Federal Bank's KINNIGOLI branch, located at C4 AND C5,PRINTOS GOLDEN CASTLE,TALIPADY ROAD, NEXT TO BSNL… in KINNIGOLI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
