IFSC Code of Federal Bank, Bubhaneshwar Chandrashekarpur Branch, Odisha

If you are searching for the IFSC code of Federal Bank, BUBHANESHWAR CHANDRASHEKARPUR branch in KHURDA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is FDRL0002311. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BUBHANESHWAR CHANDRASHEKARPUR branch, and detailed step-by-step guides for using the IFSC FDRL0002311 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – BUBHANESHWAR CHANDRASHEKARPUR is FDRL0002311. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002311 map to this branch in KHURDA, ODISHA.

About Federal Bank

Federal Bank operates a wide network of branches across India, including the Bubhaneshwar Chandrashekarpur branch in Khurda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002311.

Branch details at a glance

About this branch

The branch is located at SHILPA SEEMA CONSTRUCTION PVT LTD,POLT NO 353/1833/2087 IN FRONT OF CEB COLLEGE, INFOSYS ROAD, BUBHANESHWAR, KHURDA ORRISA 751024. It serves the Khurda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002311 is used to identify this branch on the RBI payments network.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUBHANESHWAR CHANDRASHEKARPUR of Federal Bank — its own 11-character IFSC. The code FDRL0002311 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002311 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Bubhaneshwar Chandrashekarpur branch is mapped to IFSC FDRL0002311 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002311.

Products and services

Customers walking into the Bubhaneshwar Chandrashekarpur branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0002311

How to transfer money using IFSC FDRL0002311

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002311 across all three.

NEFT to Federal Bank, BUBHANESHWAR CHANDRASHEKARPUR using IFSC FDRL0002311

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002311, and confirm that the system picks up Federal Bank – BUBHANESHWAR CHANDRASHEKARPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BUBHANESHWAR CHANDRASHEKARPUR

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's BUBHANESHWAR CHANDRASHEKARPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002311 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – BUBHANESHWAR CHANDRASHEKARPUR, use IMPS. With IFSC FDRL0002311 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bubhaneshwar Chandrashekarpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0002311:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BUBHANESHWAR CHANDRASHEKARPUR is still linked to IFSC FDRL0002311.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's BUBHANESHWAR CHANDRASHEKARPUR branch, the IFSC FDRL0002311 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC FDRL0002311

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the BUBHANESHWAR CHANDRASHEKARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002311 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Bubhaneshwar Chandrashekarpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002311 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC FDRL0002311

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – BUBHANESHWAR CHANDRASHEKARPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: FDRL0002311.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bubhaneshwar Chandrashekarpur branch

The branch is located at SHILPA SEEMA CONSTRUCTION PVT LTD,POLT NO 353/1833/2087 IN FRONT OF CEB COLLEGE, INFOSYS ROAD, BUBHANESHWAR, KHURDA ORRISA 751024, which puts it inside Khurda, the broader Bubhaneshwar district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Bubhaneshwar Chandrashekarpur branch” — the verified location pin for IFSC FDRL0002311 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9583832381 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002311 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC FDRL0002311 for Federal Bank – BUBHANESHWAR CHANDRASHEKARPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bubhaneshwar Chandrashekarpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002311 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002311 belongs to Federal Bank's BUBHANESHWAR CHANDRASHEKARPUR branch, located at SHILPA SEEMA CONSTRUCTION PVT LTD,POLT NO 353/1833/2087 IN FRONT OF CEB… in KHURDA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.