This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, TALIPARAMBA branch in KANNUR. The 11-digit IFSC FDRL0001127 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the TALIPARAMBA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001127 is the IFSC of Federal Bank's TALIPARAMBA branch. The format is fixed: FDRL = bank code, 0 = reserved, 001127 = branch identifier.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Taliparamba branch — IFSC FDRL0001127 — extends the bank's services to customers in and around Kannur, Kerala.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Taliparamba |
| IFSC Code | FDRL0001127 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AJRU TOWERS, BANK STREET TALIPARAMBA |
| City | Kannur |
| District | Kannur |
| State | Kerala |
| STD Code | 4602 |
| Phone | 204135 |
About the Taliparamba branch
The Taliparamba branch of Federal Bank is situated at AJRU TOWERS, BANK STREET TALIPARAMBA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001127 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's TALIPARAMBA branch came to be assigned the code FDRL0001127.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001127, money simply cannot be routed to the TALIPARAMBA branch electronically.
Account types you can open at the Taliparamba branch
Once you have an account at Federal Bank – TALIPARAMBA, the IFSC FDRL0001127 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Taliparamba branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001127
How to transfer money using IFSC FDRL0001127
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001127 across all three.
NEFT to Federal Bank, TALIPARAMBA using IFSC FDRL0001127
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001127, and confirm that the system picks up Federal Bank – TALIPARAMBA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TALIPARAMBA
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's TALIPARAMBA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001127 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – TALIPARAMBA, use IMPS. With IFSC FDRL0001127 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Taliparamba
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001127:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TALIPARAMBA is still linked to IFSC FDRL0001127.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001127
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – TALIPARAMBA is still mapped to IFSC FDRL0001127. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001127 and the beneficiary's account number to complete the transfer.
Online banking and IFSC FDRL0001127
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the TALIPARAMBA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001127 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Taliparamba branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001127 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – TALIPARAMBA:
- The IFSC is exactly FDRL0001127 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and TALIPARAMBA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Taliparamba branch sits at AJRU TOWERS, BANK STREET TALIPARAMBA. If you are travelling from outside Kannur, search for the branch on a maps application using the bank name and locality, or call 4602-204135 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001127 and your account number.
Verifying IFSC FDRL0001127 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001127 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4602-204135.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Taliparamba branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001127, however, work 24x7.
Branch address & contact
Federal BankTaliparamba Branch
AJRU TOWERS, BANK STREET TALIPARAMBA
Kannur, Kerala
Phone: 4602-204135
IFSC: FDRL0001127
Frequently asked questions
How do I add Federal Bank Taliparamba as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001127, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001127 valid for NEFT and RTGS?
Yes. IFSC FDRL0001127 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Taliparamba branch but serve different purposes.
What is the IFSC code of Federal Bank Taliparamba branch?
The IFSC code of Federal Bank, Taliparamba branch is FDRL0001127. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Federal Bank Taliparamba branch located?
Federal Bank's Taliparamba branch is located at AJRU TOWERS, BANK STREET TALIPARAMBA, Kannur, Kerala.
Is IFSC FDRL0001127 the same for all accounts at Taliparamba branch?
Yes. The IFSC FDRL0001127 is shared by every account held at Federal Bank's Taliparamba branch. Only the account number changes from customer to customer.
Final notes
To recap: FDRL0001127 is the IFSC code of Federal Bank, TALIPARAMBA branch, in KANNUR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
