If you are searching for the IFSC code of Federal Bank, KANHANGAD branch in KANHANGAD, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0001346. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANHANGAD branch, and detailed step-by-step guides for using the IFSC FDRL0001346 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's KANHANGAD branch, the IFSC FDRL0001346 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001346 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kanhangad |
| IFSC Code | FDRL0001346 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO. 53 KALLATRA COMPLEX KANHANGAD |
| City | Kanhangad |
| District | Kasaragode |
| State | Kerala |
| STD Code | 467 |
| Phone | 2208286 |
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kanhangad branch in Kanhangad, Kerala is part of this network and uses the IFSC code FDRL0001346 for all electronic settlement.
Kanhangad branch overview
Located at P B NO. 53 KALLATRA COMPLEX KANHANGAD, the Kanhangad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001346 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KANHANGAD branch came to be assigned the code FDRL0001346.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001346, money simply cannot be routed to the KANHANGAD branch electronically.
How to transfer money using IFSC FDRL0001346
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001346 across all three.
NEFT to Federal Bank, KANHANGAD using IFSC FDRL0001346
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001346, and confirm that the system picks up Federal Bank – KANHANGAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KANHANGAD
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KANHANGAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001346 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank KANHANGAD (IFSC FDRL0001346)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001346 in your mobile or internet banking app, and the money is credited to the KANHANGAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001346 for Federal Bank – KANHANGAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001346 | Yes – FDRL0001346 | Yes – FDRL0001346 |
For most retail customers crediting the Kanhangad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's KANHANGAD branch, the IFSC FDRL0001346 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kanhangad branch is mapped to IFSC FDRL0001346 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001346.
Products and services
Customers walking into the Kanhangad branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001346
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001346 and the account number together uniquely identify the Kanhangad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC FDRL0001346
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KANHANGAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001346 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC FDRL0001346
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – KANHANGAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001346. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kanhangad branch
The branch is located at P B NO. 53 KALLATRA COMPLEX KANHANGAD, which puts it inside Kanhangad, the broader Kasaragode district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Kanhangad branch” — the verified location pin for IFSC FDRL0001346 should appear at the top of the results.
- Confirm the branch is open by calling 467-2208286 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001346 and your account number.
Verifying IFSC FDRL0001346 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001346 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 467-2208286.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanhangad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001346, however, work 24x7.
Branch address & contact
Federal BankKanhangad Branch
P B NO. 53 KALLATRA COMPLEX KANHANGAD
Kanhangad, Kerala
Phone: 467-2208286
IFSC: FDRL0001346
Frequently asked questions
How do I add Federal Bank Kanhangad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001346, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001346 valid for NEFT and RTGS?
Yes. IFSC FDRL0001346 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC FDRL0001346 the same for all accounts at Kanhangad branch?
Yes. The IFSC FDRL0001346 is shared by every account held at Federal Bank's Kanhangad branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0001346 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kanhangad reflect within 30 minutes.
What is the IFSC code of Federal Bank Kanhangad branch?
The IFSC code of Federal Bank, Kanhangad branch is FDRL0001346. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC FDRL0001346 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001346 to send funds instantly.
Where is Federal Bank Kanhangad branch located?
Federal Bank's Kanhangad branch is located at P B NO. 53 KALLATRA COMPLEX KANHANGAD, Kanhangad, Kerala.
Does Federal Bank Kanhangad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 467-2208286 to confirm.
Final notes
To recap: FDRL0001346 is the IFSC code of Federal Bank, KANHANGAD branch, in KANHANGAD, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
