This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, KANCHEEPURAM branch in KANCHEEPURAM. The 11-digit IFSC FDRL0001642 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the KANCHEEPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001642 is the IFSC of Federal Bank's KANCHEEPURAM branch. The format is fixed: FDRL = bank code, 0 = reserved, 001642 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kancheepuram |
| IFSC Code | FDRL0001642 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.42AB, KAMARAJAR STREET, KANCHEEPURAM DIST. |
| City | Kancheepuram |
| District | Kancheepuram |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9789462164 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Kancheepuram branch in Kancheepuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001642.
About the Kancheepuram branch
The Kancheepuram branch of Federal Bank is situated at NO.42AB, KAMARAJAR STREET, KANCHEEPURAM DIST.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001642 is used.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANCHEEPURAM of Federal Bank — its own 11-character IFSC. The code FDRL0001642 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001642 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001642
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001642 across all three.
NEFT to Federal Bank, KANCHEEPURAM using IFSC FDRL0001642
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001642, and confirm that the system picks up Federal Bank – KANCHEEPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KANCHEEPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KANCHEEPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001642 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank KANCHEEPURAM (IFSC FDRL0001642)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001642 in your mobile or internet banking app, and the money is credited to the KANCHEEPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001642 for Federal Bank – KANCHEEPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001642 | Yes – FDRL0001642 | Yes – FDRL0001642 |
For most retail customers crediting the Kancheepuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001642
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – KANCHEEPURAM is still mapped to IFSC FDRL0001642. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001642 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kancheepuram branch is mapped to IFSC FDRL0001642 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001642.
Products and services
Customers walking into the Kancheepuram branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001642
MICR & cheque-truncation details
Cheques drawn on the Kancheepuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001642 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0001642
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KANCHEEPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001642 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC FDRL0001642
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – KANCHEEPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001642. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kancheepuram branch
The branch is located at NO.42AB, KAMARAJAR STREET, KANCHEEPURAM DIST., which puts it inside Kancheepuram, the broader Kancheepuram district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Kancheepuram branch” — the verified location pin for IFSC FDRL0001642 should appear at the top of the results.
- Confirm the branch is open by calling 91-9789462164 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001642 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001642 for Federal Bank – KANCHEEPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kancheepuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001642, however, work 24x7.
Branch address & contact
Federal BankKancheepuram Branch
NO.42AB, KAMARAJAR STREET, KANCHEEPURAM DIST.
Kancheepuram, Tamil Nadu
Phone: 91-9789462164
IFSC: FDRL0001642
Frequently asked questions
Where is Federal Bank Kancheepuram branch located?
Federal Bank's Kancheepuram branch is located at NO.42AB, KAMARAJAR STREET, KANCHEEPURAM DIST., Kancheepuram, Tamil Nadu.
Can I use IFSC FDRL0001642 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001642 to send funds instantly.
How quickly will an NEFT transfer using FDRL0001642 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kancheepuram reflect within 30 minutes.
What is the phone number of Federal Bank Kancheepuram branch?
You can reach the branch at 91-9789462164 during regular banking hours.
How do I add Federal Bank Kancheepuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001642, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001642 valid for NEFT and RTGS?
Yes. IFSC FDRL0001642 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: FDRL0001642 is the IFSC code of Federal Bank, KANCHEEPURAM branch, in KANCHEEPURAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
