If you are searching for the IFSC code of Federal Bank, ONECARD branch in KALAMASSERY, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0007002. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ONECARD branch, and detailed step-by-step guides for using the IFSC FDRL0007002 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's ONECARD branch, the IFSC FDRL0007002 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 007002 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Onecard |
| IFSC Code | FDRL0007002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FINTECH PARTNERSHIPS, KSUM, KALAMASSERY, ALUVA, KERALA - 683503 |
| City | Kalamassery |
| District | Ernakulam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9019530525 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Onecard branch in Kalamassery. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0007002.
Onecard branch overview
Located at FINTECH PARTNERSHIPS, KSUM, KALAMASSERY, ALUVA, KERALA - 683503, the Onecard branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0007002 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's ONECARD branch came to be assigned the code FDRL0007002.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0007002, money simply cannot be routed to the ONECARD branch electronically.
How to transfer money using IFSC FDRL0007002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0007002 across all three.
NEFT to Federal Bank, ONECARD using IFSC FDRL0007002
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0007002, and confirm that the system picks up Federal Bank – ONECARD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ONECARD
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's ONECARD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0007002 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – ONECARD, use IMPS. With IFSC FDRL0007002 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0007002 for Federal Bank – ONECARD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0007002 | Yes – FDRL0007002 | Yes – FDRL0007002 |
For most retail customers crediting the Onecard branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's ONECARD branch, the IFSC FDRL0007002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Onecard branch is mapped to IFSC FDRL0007002 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0007002.
Banking services available
The Onecard branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9019530525.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0007002
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0007002 and the account number together uniquely identify the Onecard branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC FDRL0007002
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the ONECARD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0007002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – ONECARD:
- The IFSC is exactly FDRL0007002 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and ONECARD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Onecard branch sits at FINTECH PARTNERSHIPS, KSUM, KALAMASSERY, ALUVA, KERALA - 683503. If you are travelling from outside Kalamassery, search for the branch on a maps application using the bank name and locality, or call 91-9019530525 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0007002 and your account number.
Verifying IFSC FDRL0007002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0007002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9019530525.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Onecard branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0007002, however, work 24x7.
Branch address & contact
Federal BankOnecard Branch
FINTECH PARTNERSHIPS, KSUM, KALAMASSERY, ALUVA, KERALA - 683503
Kalamassery, Kerala
Phone: 91-9019530525
IFSC: FDRL0007002
Frequently asked questions
Is IFSC FDRL0007002 the same for all accounts at Onecard branch?
Yes. The IFSC FDRL0007002 is shared by every account held at Federal Bank's Onecard branch. Only the account number changes from customer to customer.
Where is Federal Bank Onecard branch located?
Federal Bank's Onecard branch is located at FINTECH PARTNERSHIPS, KSUM, KALAMASSERY, ALUVA, KERALA - 683503, Kalamassery, Kerala.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Onecard branch but serve different purposes.
How do I add Federal Bank Onecard as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0007002, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC FDRL0007002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0007002 to send funds instantly.
What is the phone number of Federal Bank Onecard branch?
You can reach the branch at 91-9019530525 during regular banking hours.
Final notes
To recap: FDRL0007002 is the IFSC code of Federal Bank, ONECARD branch, in KALAMASSERY, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
